Publications
Pledging a business: securing financing for companies and businesses in the craft and rural sectors
By Yasmine EDDAM13 June 2025Obtenir un financement est une étape fréquente et souvent indispensable dans la vie d'une entreprise. Pour les banques et autres créanciers, prêter de l'argent implique de s'assurer du remboursement futur. Le nantissement du fonds de commerce est l'une des garanties les plus courantes et les plus efficaces pour sécuriser un crédit professionnel. Cette sûreté permet au commerçant de garantir sa dette avec son outil de travail, sans pour autant en être dépossédé et pouvoir ainsi poursuivre son activité. C'est un mécanisme juridique puissant mais dont la mise en œuvre est encadrée par des règles strictes. Comprendre son fonctionnement, son étendue et ses conséquences est essentiel pour tout dirigeant d'entreprise, artisan ou exploitant agricole. Ce mécanisme est une application particulière des principes fondamentaux du nantissement en droit français, adapté aux réalités de la vie des affaires. Le nantissement du fonds de commerce : une garantie clé pour l'activité Le nantissement de…
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> The practice of seizing propertyA practical, chronological and exhaustive study of the implementation of a property seizure procedure.
We put all our expertise to work to achieve a simple objective: to prevent a property seizure.
Credit brokers' duty to advise (COBSP): scope, limits and penalties in the event of breach
When a private individual or company director contacts a credit broker, he or she expects much more than simply to be put in touch with a bank. They are looking for expertise, support and, above all, sound advice to help them obtain the best possible financing terms. This expectation is governed by...IOBSPs: what are their obligations to inform and gather information from their customers?
Intermediaries in banking and payment services, better known by their acronym IOBSP, are key players in the financial landscape for many individuals and businesses. Whether they are mortgage brokers or agents, their role is to help you find the right mortgage solutions.Remuneration of IOBSPs and TEG/TAEG: the financial and legal issues for borrowers
The remuneration of a banking and payment services intermediary (IOBSP), whether a broker or agent, is a key issue for any borrower. Far from being a mere technical detail, it has a direct influence on the total cost of credit and can become a source of dispute. The complexity...Banking and payment services intermediaries (IOBSP): a comprehensive guide to their legal obligations and case law
Individuals and businesses wishing to obtain credit or optimise their banking services often turn to an intermediary in banking and payment services (IOBSP). Whether acting as a broker or agent, this professional facilitates the relationship between you and the financial institutions...Non bis in idem and AMF sanctions: combining criminal and administrative proceedings
The Autorité des marchés financiers (AMF) plays a key role in regulating France's financial markets. Its mission is to protect investors' savings, provide them with transparent information and ensure the smooth operation of these markets. To achieve these objectives, the AMF has the power to impose sanctions...Appealing AMF sanctions: understanding judicial review and appeal procedures
When the Autorité des Marchés Financiers (AMF) issues a sanction decision, it is legitimate to ask what remedies are available and how the legal system intervenes. These decisions, which can have significant repercussions for private individuals, small and medium-sized business owners and investment professionals, are...AMF sanction procedure: deciphering the key stages for professionals
The sanction procedure of the Autorité des marchés financiers (AMF) is a major issue for professionals in the financial sector. The AMF has extensive powers to ensure that markets operate smoothly, that savings are protected and that investors are properly informed, whether they are natural persons or legal entities. To find out more...AMF sanctions: distinction and scope of administrative and disciplinary powers
The French financial sector is a complex ecosystem, whose stability and investor protection are ensured by one major player: the Autorité des marchés financiers (AMF). This independent public body has extensive powers to regulate markets, supervise professionals and, where necessary, impose penalties....The AMF's sanctioning powers: a comprehensive guide for financial market participants
The Autorité des marchés financiers (AMF) plays a key role in regulating France's financial markets. Its mission is to protect investors' savings, provide them with transparent information and ensure the smooth operation of these markets. To achieve these objectives, the AMF has the power to impose sanctions...Concerted action and joint control: applications in common law
Long associated with the world of the stock market and takeover bids, concerted action has gradually found its way into ordinary company law. This development, although discreet, is profoundly changing the way we analyse the balance of power within companies, whether listed or not. The key to this transformation...
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