Raphaël MORENON
The enforcement judge (jex): status, powers, procedures and key reforms for effective enforcement
By Raphaël MORENON18 September 2025Seizures, debts, forced execution? Discover the key role of the Enforcement Judge (JEX)! Protect your rights or simply recover your debts. An essential guide.
Notice of attachment: how does it work?
Law of guarantees, securities and enforcement measures, Attachment of assetsAttachment is a dreadful enforced collection procedure for debtors, who see their claims transferred to their creditors. The notification of this act by a court commissioner is a fundamental step: it informs you of the measure and is the starting point for the deadline for...Summons to pay for the seizure of property with a mortgage guarantee
Model, Seizure of propertyIN THE YEAR TWO THOUSAND AND NINETEEN, and on AT THE REQUEST OF: ALBINOISE, a public limited company with a Management Board and a Supervisory Board and share capital of €24,741,936.00, registered in the Marseille Trade and Companies Register under no. 054 899 530, whose...Summons to pay in lieu of seizure of property
Model, Seizure of propertyTHE YEAR TWO THOUSAND AND TWENTY-FOUR, AND AT THE REQUEST OF: ALBINOISE, a public limited company with a Management Board and Supervisory Board and share capital of €24,741,936.00, registered in the Marseille Trade and Companies Register under no. 054 899 530, having its registered office at...Can you sell a mortgaged house?
Law of guarantees, securities and enforcement measures, Seizure of propertyIs it possible to sell a mortgaged house? You want to sell your mortgaged house or flat. How do you go about it? What is a mortgage? Mortgages belong to the category of security interests. The concept of security refers to all the guarantees that a creditor can take out to secure the payment of...Property seizure and the impossibility of resolving disputes amicably
Law of guarantees, securities and enforcement measures, Seizure of propertyMany customers ask us how to get out of the impasse. How can I refinance a loan to avoid having my home repossessed?Foreclosure does not cover the debt: analysis
Law of guarantees, securities and enforcement measures, Seizure of propertyWhen a foreclosure sale does not cover the entire debt, the financial situation becomes a real headache for both the debtor and the creditor. The borrower wonders how much still needs to be paid, while the creditor assesses how much can still be recovered. If you want to take on new debt...Challenging an attachment order: 5 arguments
Law of guarantees, securities and enforcement measures, Attachment of assetsHaving your bank account seized is often a brutal and destabilising financial ordeal. Carried out without prior warning by a creditor in possession of an enforcement order, it presents the debtor with a fait accompli. It is possible to challenge this complex procedure, but it must be done within a legal framework and in accordance...Opposition to an order for payment in brief
Injonction de payer, Civil procedureOpposition to an order for payment is a simple procedure that you need to understand to protect your interests. What is an order for payment? An order for payment is a simplified procedure that enables a creditor to obtain a writ of execution enabling him to recover a debt.The effects of the expiry of a summons to pay in lieu of seizure
Law of guarantees, securities and enforcement measures, Seizure of propertyThe effects of the expiry of a summons to pay in the form of a seizure of property are often misunderstood. Here's the lowdown. Expiry of the effects of a summons to pay valid as a seizure The summons to pay valid as a seizure has extremely important effects on the debtor. It...The unenforceability of leases in foreclosure proceedings
Law of guarantees, securities and enforcement measures, Seizure of propertyThe Court of Cassation's response to the question of the unenforceability of mail in property seizures seems to be at odds with the provisions of the Code of Civil Enforcement Procedures. Here's where we stand. The unenforceability of leases under the French Code of Civil Enforcement Procedures Article L. 321-4 of the...We're recruiting a legal assistant!
Firm lifeOur company, which specialises in the law of guarantees, securities and civil enforcement procedures, as well as banking and credit law, is looking for a legal assistant, on a permanent, full-time basis. Duties The duties of the legal assistant will be : Prospects and training The position is likely to evolve,...Our special report on foreclosure is now online
Firm lifeAt the firm, we believe that know-how should be shared, and we quickly set ourselves the ambition of putting all the training materials we provide online. The work involved in achieving this was far from trivial, as we first had to update our materials so that they were...The relative effect
Law of guarantees, securities and enforcement measures, Seizure of propertyIdentifying the owner of an immovable, on the one hand, and identifying an immovable, on the other, requires identifying the title by virtue of which the owner is the owner of the immovable. The concept of relative effect The deed recording a transfer of ownership must mention the relative effect, i.e. the deed by which the distrainee debtor became the owner of the...Calculation of procedural time limits
Civil procedureA brief overview of the different ways of computerising procedural deadlines.Jurisdiction of the enforcement judge with regard to seizures of immovable property
Law of guarantees, securities and enforcement measures, Seizure of propertyThe jurisdiction of the execution judge in matters of seizure of property has specific features that sometimes make it difficult to define. The jurisdiction of the enforcement judge The jurisdiction of the enforcement judge results from the third paragraph of article L. 213-6 of the Code of Judicial Organisation: "The judge...Licitation-partage" training course - Q4 2023, Q1 Q2 2024 programme
TrainingMaître Raphaël MORENON will have the pleasure of leading, alongside Maître Marie-Noëlle BLANC-GILLMANN, a training course on the subject of "Licitation-partage" on the following dates: The course will be given exclusively by videoconference via our partner Jurilearn. Subject: law of guarantees, securities and enforcement measures. Teaching objective: the...The land registry service for property seizures
Law of guarantees, securities and enforcement measures, Seizure of propertySince the purpose of the property seizure procedure is to sell a property by public auction and distribute the proceeds to creditors, the issue of publication of the procedural documents in the property register held by the land registry service must be dealt with as soon as the...Home service of a bailiff's document
Civil procedure, ServiceReceiving a document from a judicial officer, now known as a commissioner, is a decisive stage in many procedures. Far from being a mere formality, the service of a document is an essential legal moment that triggers deadlines and conditions the validity of an entire procedure. A mistake in this process...Pauline action
Action paulienne, Civil procedureThe action paulienne results from the provisions of article 1341-2 of the Civil Code, which states that "A creditor may also act in his own name to have acts done by his debtor in fraud of his rights declared unenforceable against him, provided that he establishes, in the case of an act for valuable consideration,...Seizure of property" training course - scheduled for Q4 2023, Q1 2024
TrainingMaître Raphaël MORENON will have the pleasure of leading a training course on the subject of "The seizure of property" on the following dates: The course will be given exclusively by videoconference via our partner Jurilearn. Subject: law of guarantees, securities and enforcement measures. Teaching objective: the course is devoted to the...
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