Lawyer - Crowdfunding

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Today, crowdfunding represents a fantastic opportunity to finance your projects, whether they are entrepreneurial, socially responsible or innovative. Crowdfunding is an effective way of meeting the growing needs of businesses and individuals looking for investment or loans, whether free of charge or interest-bearing. However, this attractive form of financing imposes complex legal obligations specific to each player involved: crowdfunding platforms, project sponsors and investors or lenders.

Our firm, Solent Avocats in Marseille, provides legal support to all these players in order to secure every crowdfunding operation in France and ensure their full regulatory compliance with the new framework introduced in particular by the decree of October 2014 and the recent changes of November 2023.

Recognised for our expertise in banking, finance and commercial law, as well as for our pragmatic approach that focuses on risk prevention and measuring the consequences, our firm enables its clients to approach their real estate, crowdlending or crowdfunding campaigns with confidence. Our QUALIOPI-certified training courses further enhance the credibility and effectiveness of our work.

Secure your property or business project via a participative financing platform. Contact our firm for an initial consultation.

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Solent Avocats is... 

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We defend your interests in mainland and overseas France

Why use our crowdfunding services?

Those involved in crowdfunding must comply with a precise legal framework or face significant penalties. The European status of Participative Financing Service Provider (PSFP), Participative Investment Advisor (CIP), as well as the rules imposed by the Monetary and Financial Code and the applicable tax system, are decisive criteria. Obligations relating to the protection of personal data (RGPD), the fight against money laundering (LCB-FT), as well as the strict requirements of the Autorité des marchés financiers (AMF) and the Autorité de contrôle prudentiel et de résolution (ACPR) are all points that our firm masters perfectly.
Thanks to our rigorous methodology (initial audit, regulatory analysis, specific contractual drafting), we can ensure that your business is fully implemented and compliant, reducing your legal risks to a minimum.

Find out how our specialist crowdfunding expertise can help secure your business.

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Our services for crowdfunding platforms

Our firm assists intermediaries in participatory financing at every stage of their professional life:

  • Advice on choosing the right new legal status (PSFP, CIP, IFP).

  • Assistance in obtaining PSFP authorisation from the AMF and ACPR.

  • Drafting of general terms and conditions, standard contracts and mandatory regulatory documents (RGPD, anti-money laundering, legal notices).

  • Ongoing regulatory monitoring and proactive adaptation to changes in European and French legislation.

Find out more about our legal support for platforms.

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Our services for project sponsors (start-ups, SMEs, developers)

Developers of real estate or entrepreneurial projects need to anticipate a number of legal, tax and prudential challenges: optimal structuring of fundraising, validation of information communicated on the website, compliance of contracts with platforms and management of post-campaign repayments.

Our firm offers specialised services and provides concrete, personalised solutions:

  • Full assistance in structuring your equity or loan investment.

  • Validation of financial and legal information provided to contributors.

  • Drafting of contracts and rigorous management of commitments.

  • Ongoing advice on preventing and resolving potential disputes, particularly in the event of the project owner's insolvency.

Prepare your crowdfunding campaign with peace of mind.

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Managing crowdfunding disputes

Disputes can arise despite all the precautions taken. Among the most common are the liability of platforms for failure to provide information, investor/borrower disputes, cases of victims of scams or insolvent businesses, and proceedings brought by the regulatory authorities.

Our firm provides an effective response, giving priority to legal mediation in order to reach an amicable solution. If this fails, we will also defend you before the courts and disciplinary authorities (AMF, ACPR).

Checklist of key points to avoid disputes in crowdfunding :

  • Systematically check the regulatory status of your business.

  • Provide clear, verifiable information to your investors.

  • Ensure strict RGPD and anti-money laundering compliance.

  • Anticipate your contractual obligations.

If you would like to secure your crowdfunding activity or obtain specific legal advice, please do not hesitate to contact our firm. Our specialist team is on hand to help you with your business.

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Frequently asked questions

Our firm provides support for all types of financing: donations, equity loans, crowdlending and equity crowdfunding. We handle all the regulatory, contractual and litigation aspects associated with these forms of financing.

The initial consultation enables us to analyse your project or problem in detail, identify the legal risks and present you with solutions tailored to your situation.

Our fees are determined according to the complexity of the case, on the basis of a fixed fee or an hourly rate clearly indicated at the first consultation. A fee agreement is always proposed.

Bring all the documents relating to your project (presentation, articles of association, current contracts, exchanges with platforms or investors), so that we can carry out a precise analysis at the first meeting.

The time taken to obtain PSFP approval generally varies between 3 and 6 months. This depends on the completeness of the initial application and the responsiveness of the exchanges with the regulatory authorities.

We ensure that the information provided to investors is compliant and that appropriate guarantees are in place (key information sheet, compliance with RGPD and anti-money laundering rules), thereby protecting their interests and limiting legal risks.

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