By Raphaël MORENON
11 June 2025
Individuals and companies wishing to obtain credit or optimise their banking services often turn to an intermediary in banking and payment services (IOBSP). Whether acting as a broker or agent, this professional facilitates the relationship between you and financial institutions. However, their activity is subject to strict regulations, one of the aims of which is to ensure that customers are properly informed in order to protect their interests. The obligations of this intermediary, often unknown to the uninformed, can be a source of disputes, particularly when it comes to payment of fees. This article provides an overview of the rules governing the IOBSP profession, with links to more detailed information on each key aspect and an understanding of the advisory role that a banking lawyer can play for you. What is an IOBSP and what is its role? An intermediary in banking and financial...
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