By Raphaël MORENON
11 June 2025
Obtaining a mortgage is often the last and most stressful stage in the process of bringing a life project to fruition. A bank's refusal may seem like an abrupt halt, but when it comes to buying a property, the legal consequences depend very much on how the search for finance was conducted. The suspensive condition of obtaining the loan, a protective clause for the buyer, then becomes the focus of all attention. When this search is entrusted to a broker, the broker's role becomes decisive, not only in the search for finance but also in building up evidence in the event of failure. Understanding the obligations of each party and the value of the certificates produced is essential if you are to secure your position, an area that the legal framework for banking intermediaries is regulating more and more precisely. The suspensive condition for obtaining a mortgage: principles and consequences In the majority of cases,...
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