By Charlotte GAUCHON
26 March 2025
Banking is not just a matter for individuals. Businesses and local authorities, major economic players, also benefit from specific protections in their dealings with financial institutions. A set of ethical rules, complementing the legal framework, aims to balance this relationship and guarantee fair and transparent practices. These professional standards, which are sometimes little known, are nonetheless essential in defending the rights of these entities. 1. Stronger protection for traders and businesses Professionals, whether self-employed traders or companies, interact with their bank on a daily basis for a variety of transactions. This relationship is governed by a number of ethical provisions. Card payment services: greater transparency Clarity of charges is essential for retailers who accept card payments. French banks have undertaken to provide a detailed annual summary of the amounts charged for these services. This document must make a clear distinction between: this "good...
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