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Legal nature of bank del credere: definition and details
By Raphaël MORENON15 July 2025The bank del credere, a guarantee mechanism that is often misunderstood, nevertheless represents a powerful legal tool for securing commercial transactions. It is a form of undertaking by which a credit institution guarantees payment of a claim to its beneficiary, usually a seller, in the event of default by the debtor. This type of guarantee, although old-fashioned, retains a certain relevance in an economic environment where controlling credit risk is a major issue. To better understand how it works, it is essential to explore in detail the bank del credere, a little-known but effective guarantee. This article looks at the complex legal nature of this undertaking and its specific features, to help business owners understand the protection it can offer and the situations in which its use, with the support of a lawyer who is an expert in enforcement procedures, is advisable. For concrete examples, you can also consult our article on the various applications of del credere...
Enforcement of bank del credere: conditions and limits
Banking and stock exchange law, DucroireCommercial transactions involve a permanent risk: the insolvency of the debtor. The bank del credere, an underestimated guarantee mechanism, offers valuable protection against this risk. But this security is not without conditions and limits. The concept of insolvency in del credere Insolvency is at the heart of bank del credere. Contrary to popular belief...The different applications of banker's drafts in practice
Banking and stock exchange law, DucroireIn the world of bank guarantees, del credere holds a special place. This payment guarantee offered by a credit institution is a valuable but little-known tool for securing commercial transactions. The diversity of forms of del credere Bank del credere is defined as a guarantee by which a credit institution guarantees the payment...The bank del credere, a little-known but effective guarantee
Banking and stock exchange law, DucroireIn the business world, the fear of non-payment is a constant preoccupation for all sellers. There are a number of guarantees available to secure commercial transactions, but one of them, del credere, is often overlooked despite its effectiveness. Based on a long tradition in commercial law, this technique transfers the risk of non-payment...
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