By Raphaël MORENON
12 August 2025
The bank safe deposit box is often perceived as an absolute security solution for the most valuable assets. While this image is partly justified, the contractual relationship between the customer and his bank is much more complex than simply renting a secure space. It is a specific service, governed by rules that have been largely defined by case law, and failure to understand them can have serious consequences. The assistance of a lawyer with expertise in banking and financial law is often useful in navigating these subtleties. The purpose of this article is to provide an overview of this particular contract, clarifying its nature, the conditions under which it is formed, and the rights and obligations that arise for each party. The safe-deposit box service forms part of the general framework of services offered by credit institutions. What is a bank safe-deposit box contract? Definition and specific features A safe-deposit box contract is a contract between...
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