By Charlotte GAUCHON
5 May 2025
The Autorité de contrôle prudentiel et de résolution (ACPR) plays a central role in the stability of France's banking and insurance sectors. Understanding the scope of its powers, from preventive measures to disciplinary sanctions, is essential for the entities it supervises. This article details the ACPR's prerogatives, shedding light on the mechanisms by which it carries out its mission to protect customers and preserve financial stability. Unlike some other regulatory authorities, the ACPR does not have autonomous general regulatory powers. Its standard-setting powers are limited and mainly focused on the technical application and interpretation of existing legislation. The ACPR does not have the power to issue general administrative regulations in the banking and financial sector. Historically, this prerogative has been entrusted to other bodies, and since the Financial Security Act of 2003, it has been the responsibility...
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