By Raphaël MORENON
3 August 2025
Paying by bankcard has become an everyday gesture, a mechanism so well oiled that we forget the underlying legal complexity. Every transaction, whether carried out in a local shop or on the internet, is an act that involves several parties and is governed by precise rules. This act, which may seem trivial, is in reality a payment order whose implications need to be understood by consumers and professionals alike. Our firm has observed that many disputes could be avoided by a better understanding of the rights and obligations of each party. The aim of this article is to shed light on the mechanisms involved in the issue and irrevocability of card payments, a subject at the heart of our banking and financial law practice, and which forms part of the comprehensive legal guide to payment cards that we offer. The card payment order mechanism The act of paying...
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