By Raphaël MORENON
16 July 2025
At the heart of global financial stability, the Basel Committee is a key body, albeit one that is often misunderstood by the general public. Born of a desire for international cooperation in the face of crises, its influence on banking practices is considerable. It is one of the pillars of the international financial institutions working to regulate and stabilise the system. Understanding its role, its missions and the scope of its famous agreements is essential for all economic players, because the rules it lays down have a direct impact on the conditions of access to credit and the soundness of the banks with which companies work on a daily basis. This article provides a detailed analysis of this organisation and its impact on the banking sector. Birth and development of the Basel Committee The Basel Committee was not born out of theory, but out of practical necessity in the face of very real financial shocks. Its history...