Banking and securities law

  • Cooperation and competition between credit institutions: legal issues

    By Charlotte GAUCHON
    30 June 2025
    The banking sector operates on an apparent paradox: intense competition coexists with indispensable collaboration. Credit institutions, while rivals on the market, are forced to cooperate to ensure the operation of common infrastructures and to carry out large-scale financial operations. This duality places the players in the sector in a complex legal environment, at the crossroads of banking law and competition law. Understanding this ecosystem is a prerequisite for any institution wishing to develop in complete security. While the general framework for credit institutions defines their individual obligations, the interactions between them raise specific issues that require constant vigilance. Navigating these regulatory waters calls for a detailed analysis, which falls within the scope of our expertise in banking and financial law. Collaboration between credit institutions: a sectoral imperative Far from being mere competitors, credit institutions are also...
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