Banking and securities law
Banking resolution and banking union: bail-in, deposit guarantees and savers' rights
By Charlotte GAUCHON6 May 2025When a bank falters, it is not ordinary bankruptcy law that applies but a special regime: banking resolution. This system, managed in Europe by the Single Resolution Mechanism, enables an ailing institution to be restructured without jeopardising deposits or calling on public funds. By understanding how it works, you can assess what is really protecting your savings.
EN 
FR