Banking and securities law
Depositing funds in a bank: understanding the legal issues
By Charlotte GAUCHONThe 29 March 2025The money deposited in your bank account no longer belongs to you within the meaning of property law: your bank becomes its owner and you are merely its creditor. This legal classification of the deposit of funds, decided by the Court of Cassation in 1984, has direct consequences in the event of bank failure or a dispute over the return of funds.
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