Banking and securities law
Cooperative and mutual banks: definition, legal framework and list in France
By Charlotte GAUCHON25 March 2025Your bank is a Crédit Agricole, a Crédit Mutuel or a Caisse d'Épargne: do you know what this means in legal terms? A cooperative or mutual bank is governed by a specific system - democratic governance, non-shareable reserves, dual status - which fundamentally distinguishes it from a traditional commercial bank.
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