Banking and securities law
Joint accounts: the shared art of banking management
By Charlotte GAUCHON24 March 2025Your bank account has several holders - spouse, partner, heir - and you're wondering who can operate it, who is liable for debts and what happens in the event of death. Collective accounts are governed by different legal systems (joint, usufruct, undivided), which have radically different effects on your rights. Here's an overview of the mechanisms you need to be aware of before signing up.
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