Civil procedure

  • Joint ownership and creditors: understanding their rights and obligations

    By Raphaël MORENON
    15 July 2025
    When a property is held by several people, whether as a result of inheritance, divorce or joint purchase, the resulting legal situation is known as indivision. While this situation can be chosen, it is often suffered and can become a source of complexity, particularly when debts are involved. The question of creditors' rights over undivided property is a major issue, with sometimes conflicting interests at stake. Understanding the rules governing debt recovery in this context is essential for creditors and co-owners alike, who are keen to protect their assets. Wise management of these situations often requires the intervention of a professional to define the right strategy, an area in which the support of a lawyer with expertise in enforcement procedures comes into its own. What is joint ownership for creditors? Definition of joint ownership and what is at stake for debts Joint ownership is a...
en_GBEN