Financial leasing
Financial leasing: a complete guide for businesses
By Yasmine EDDAM2 May 2025Faced with the challenges of financing business equipment, financial leasing is emerging as an attractive solution. This method of financing allows companies to obtain the use of an asset without using up their cash. In particular, it meets the need for equipment that rapidly becomes obsolete, such as office or technical equipment. The growing success of financial leasing can be seen in the figures. According to the Association Française des Sociétés Financières (French Association of Finance Companies), the volume of investment through financial leasing has reached almost €14 billion. This steady growth is testimony to the fact that leasing meets the needs of today's entrepreneurs. Understanding financial leasing Financial leasing is defined as a rental financing technique that enables a leasing company to obtain the use of an asset without becoming the owner of the equipment. It is based on a tripartite mechanism involving a customer, a supplier and a financial institution. Its main distinctive feature is that there is no forward purchase option. This characteristic makes it...
End of finance leases and corporate crisis situations
Commercial, business and competition law, Financial leasingThe end of a finance lease and corporate crisis situations The end of a finance lease deserves special attention. This phase involves complex legal issues, particularly if the lessee is in financial difficulty. The contract may be terminated under normal conditions, at the scheduled end of the term, or...Performance of the finance lease contract and contractual interdependence
Commercial, business and competition law, Financial leasingThe execution of finance leases raises specific practical difficulties. Based on a tripartite structure, it involves various linked contracts. This complexity generates a great deal of litigation, particularly concerning contractual interdependence. The Court of Cassation has developed a body of case law on this point that is now well established. It has a profound influence on the...Conclusion and validity of a finance lease: points to watch out for
Commercial, business and competition law, Financial leasingEntering into a finance lease requires particular care. This technique, favoured by many companies for its positive impact on cash flow, involves significant legal commitments. The contract formalises a triangular relationship between lessee, lessor and supplier. Its validity is based on specific conditions that the lessee, lessor and supplier...Financial leasing: definition and differences from financial leasing
Commercial, business and competition law, Financial leasingFaced with the constant need to renew their business equipment, companies are looking for alternatives to cash purchases. Financial leasing is gradually emerging as an appropriate response to these challenges. Halfway between traditional leasing and financing formulas, it allows companies to use an asset without having to pay for it....
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