Insurance
Marine insurance explained: cover, contracts and claims
By Yasmine EDDAM22 April 2025The incessant ballet of ships on the oceans is the invisible engine of our globalised economy. But this formidable logistical machine is exposed to the vagaries of the sea and a multitude of risks. Marine insurance has become an indispensable tool, enabling those involved in maritime trade to operate with a minimum of security. However, the way it works, its specific rules and its technical language may seem opaque at first glance. The aim of this article is to give you a clear and accessible overview of the main principles of marine insurance. Without going into all the technical details reserved for experts, we'll take a look at what makes this insurance so special, what it covers in practice, how the contract governing it works and what happens when a claim arises. Why is marine insurance different? Marine insurance is not simply a variation on "land" insurance. There are several characteristics...
Marine insurance claims: management, compensation and special features
Insurance, Commercial, Business and Competition LawFor anyone involved in the maritime world, a claim is the dreaded moment when the risks inherent in the sea materialise. It is also the moment when the insurance contract is put to the test: the promised protection must become a tangible reality in the form of compensation. But the path between the occurrence...The marine insurance contract: conclusion, content and performance
Insurance, Commercial, Business and Competition LawWhile marine insurance provides an essential safety net for activities at sea, it is the contract that weaves the net. This document, or set of documents, formalises the agreement between the insurer and the insured, defining the extent of cover, the obligations of each party and the conditions of compensation. For insurance professionals...Understanding marine insurance: its scope and specific risks
Insurance, Commercial, Business and Competition LawMaritime transport is a vital artery of the global economy, carrying the vast majority of goods traded on the planet. But the sea, a source of prosperity, is also an unpredictable and potentially dangerous environment. To safeguard these essential activities, a protection mechanism has developed over the years...The aviation insurance contract: general principles and legal influences
Insurance, Commercial, Business and Competition LawHaving explored the specific risks, the market and the general legal framework for aviation insurance, it's time to turn to the heart of the matter: the insurance contract itself. How is this essential agreement between insurer and insured constructed in the aviation sector? Far from being a...The fundamentals of aviation insurance: risks, market and legal framework
Insurance, Commercial, Business and Competition LawThe world of aviation, whether commercial, business or leisure, is based on sophisticated technology and complex operations. But behind the roar of jet engines and the logistics of flights lies an inescapable reality: risk. From minor incidents to major disasters, the financial consequences can be...Aviation-related activities: airfields, professionals, associations and events
Insurance, Commercial, Business and Competition LawWhen you think of aviation insurance, images of airlines and passengers naturally spring to mind. Yet the aviation ecosystem is much broader and more complex. Around the aircraft that fly revolve a multitude of essential players, whose activities generate specific risks and liabilities: airfield managers...Airline insurance: covering aircraft and liabilities
Insurance, Commercial, Business and Competition LawAn airline is constantly juggling considerable issues. On the one hand, its aircraft represent assets of immense value, exposed to the risk of damage or loss. On the other hand, its activity as a carrier exposes it to potentially heavy civil liability towards its passengers, freight forwarders, but also towards its customers.Insurance for aircraft users: protecting yourself as a passenger or shipper
Insurance, Commercial, Business and Competition LawWhile airlines are at the heart of the aviation insurance system, they are not the only ones concerned. As a user - whether you are an occasional or regular passenger, a private pilot, a member of an aeroclub, or a company shipping goods by air - you also have specific needs in terms of...Understanding river and lake insurance: a specific legal framework
Insurance, Commercial, Business and Competition LawNavigation on France's rivers, canals and lakes is an important economic activity, whether for transporting goods or for tourism. Yet the insurance that covers these activities is often little-known, overshadowed by its maritime or land-based cousins. Sailing on inland waters is certainly less risky...Understanding aviation insurance: an essential guide for industry players
Insurance, Commercial, Business and Competition LawThe world of aviation fascinates by its technology and its ability to connect people and continents. But behind this image of modernity and efficiency lies a complex environment, where risks are omnipresent and the financial stakes are considerable. Whether it's a minor technical incident, a meteorological event...River and lake insurance: the essential guide to protected navigation
Insurance, Commercial, Business and Competition LawNavigating France's rivers, canals and lakes offers unique opportunities, whether for transporting goods or for pleasure. Although inland navigation is often considered less dangerous than maritime navigation, it is not without its risks. Technical problems,...River insurance: common rules for all policies
Insurance, Commercial, Business and Competition LawWhether you are looking to insure your barge, the goods you transport on a canal, or your liability as an inland navigation professional, certain fundamental principles run through all river and lake insurance policies. Before you even get into the details of a 'body', 'cargo' or 'liability' policy, you need to be aware of the...Inland waterway carrier: understanding your contractual liability insurance
Insurance, Commercial, Business and Competition LawAs an inland waterway transport professional, your job is to transport your customers' goods safely. But what happens if, despite all your precautions, the cargo you are transporting suffers damage, loss or is simply damaged while in your care?...Protecting your river boat: everything you need to know about hull insurance
Insurance, Commercial, Business and Competition LawYour boat, whether it's a transport barge, a canal boat or a tourist cruiser, is much more than just a means of transport. It is often a major investment, or even your main working tool. Protecting it from the vagaries of navigation...River freight transport: how do you insure your cargo?
Insurance, Commercial, Business and Competition LawShipping goods by river is often seen as a reliable and less risky option than other modes of transport. The relatively slow speed of navigation, the large carrying capacity of boats and the fact that they are less exposed to road hazards all contribute to this image of safety. However, zero risk...
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