By Charlotte GAUCHON
12 February 2025
The discovery of a seizure on your bank account is an unsettling experience, especially as it comes without prior warning and can plunge the debtor into great difficulty. This measure, known as seizure-attribution, is a compulsory execution procedure whereby a creditor, through the intermediary of a judicial commissioner (formerly a bailiff), can recover a sum of money directly from the debtor's bank. Far from being an abusive practice, the absence of prior notice is the very principle that guarantees its effectiveness. When faced with such a situation, it's crucial to know your rights and the remedies available to you. For an in-depth analysis of your situation and assistance tailored to your needs, we recommend that you consult a lawyer specialising in enforcement procedures. Attachment of bank accounts: a surprise procedure The attachment procedure is governed by article L. 211-1 of the Code of Civil Enforcement Procedures (CPCE). Its purpose is simple...
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