Guarantees, securities and enforcement law

  • Protection of the debtor's privacy in seizure proceedings: rights, limits and guarantees

    By Raphaël MORENON
    27 June 2025
    When a creditor seeks to recover a sum of money, seizure procedures can quickly become a source of anxiety for the debtor. The prospect of having a bailiff intervene in their personal sphere, or even in their home, raises legitimate questions about the protection of their privacy. While the right to enforcement of a legal decision is an essential principle, it does not mean that the debtor's privacy can be invaded without limit. The legislator has therefore put in place a set of strict rules governing these interventions, creating a delicate balance between the effectiveness of debt collection and respect for fundamental rights. This article is part of a broader approach aimed at ensuring the overall protection of debtors, focusing specifically on the guarantees that protect their privacy throughout the procedure. The right to respect for private...
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