By Raphaël MORENON
29 July 2025
A creditor has instructed a court commissioner to seize your bank account. Faced with this enforcement measure, the question arises: is it possible for a judge to cancel a debt? The direct answer is no. The JEX does not have the power to cancel a debt. However, his intervention may lead to an equivalent result, or even to the cancellation of the proceedings, permanently paralysing the creditor's legal action. In such cases, the assistance of a lawyer is crucial to navigating the complexities of civil proceedings and putting forward the right arguments. Our firm, with its expertise in the field of securities and guarantees and, more broadly, in the law relating to guarantees, will explain the real powers of this judge and the means of defence available to you. The role of the JEX: control over enforcement, not cancellation of the debt To understand how the intervention of the JEX can neutralise a debt enforcement procedure, we have...
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