By Raphaël MORENON
5 April 2025
Have you discovered that your bank account has been seized, your car immobilised as a precautionary measure, or that a judicial mortgage has been placed on your house without you even being informed? This situation can be a source of concern and even a feeling of injustice, especially if you feel that the measure is unfounded or disproportionate. But you should know that you are not at a disadvantage. French law, while allowing creditors to protect their rights through these measures, which are often taken by surprise, also provides for the protection of the debtor. It provides mechanisms to enable you to challenge a protective measure that you consider inappropriate. The purpose of this article is to explain your rights and the various actions you can take to defend your interests: the right to challenge, the application to discharge (cancel), and the possibilities for replacing or reducing the measure. The right to...
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