By Raphaël MORENON
24 January 2025
Many customers ask us how to stop a seizure of property. However, this is a difficult procedure to fight, and the answer to this question is not easy. There are a wide variety of situations, all of which call for different answers. There are, however, a few broad classics. A debtor who wishes to stop a seizure of property must first ask himself whether it is in his interest to do so. There are ways of remedying over-indebtedness. The most obvious is to refer the matter to the Banque de France's over-indebtedness commission. This is a key issue, because the over-indebtedness plan often includes an interest freeze. The seizure of property, on the other hand, does not freeze interest until 6 months after payment of the price by the successful bidder (articles L. 334-1 and R. 334-3 of the Code of Civil Enforcement Procedures). This means that...
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