By Raphaël MORENON
18 March 2025
I. Presentation of maritime credit Definition and objectives Maritime credit is a specialised financing mechanism designed to support activities related to the sea. It is aimed primarily at fishermen, shellfish farmers and those involved in marine farming. The aim? To facilitate the acquisition of vessels, modernise fishing fleets and develop aquaculture operations. This system differs from traditional loans in its in-depth knowledge of the maritime environment. It takes into account the specific characteristics of this sector: seasonal income, particular risks and the need for expensive equipment. History of Crédit Maritime Mutuel Crédit Maritime Mutuel was born at the beginning of the 20th century. The law of 4 December 1913 marked its true legal structure. This period coincided with the modernisation of small-scale fishing, which was moving from sailing to motorisation. After the First World War, the institution played a crucial role during the economic crisis of the 1930s. Following the...
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