Export credit

Export credits: issues and general framework
By Charlotte GAUCHON
23 March 2025
Export credit, Credit and consumer law
html In a context of fierce international competition, companies that export need appropriate financial solutions. Export credits are an essential lever for conquering foreign markets. They can be used to finance international commercial operations and secure transactions. Definition and economic context Export credits are a key factor in national economic growth. According to fascicule 1050 of the JurisClasseur Droit bancaire et financier, export activity generates «a significant need for financing at favourable rates, both in the short term and in the medium and long term». These loans must meet two major challenges: The need for competitive financing Covering the risks specific to international trade The risks to be covered include in particular : Commercial risk (default by the foreign debtor) Political risk Catastrophic risk Typology of export credits Export credits can be classified according to two main criteria:...