By Charlotte GAUCHON
21 March 2025
Buying a property is an important step, and one that is often financed by credit. While conventional property loans are well known, some situations are out of the ordinary and require extra vigilance. Whether it involves borrowing in a foreign currency, coordinating several loans or understanding the subtleties of suspensive conditions, these special cases involve specific legal issues. Ignorance of these rules can lead to financial difficulties or complex disputes. This article aims to clarify these points to help you navigate these situations with greater peace of mind. Home loans in foreign currencies: a controlled risk Taking out a home loan in a currency other than the euro (Swiss franc, dollar, etc.) may seem attractive when exchange rates appear favourable. However, this option involves significant risks associated with currency fluctuations, which can add considerably to the total cost of the loan and the monthly repayments...
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