By Charlotte GAUCHON
25 June 2025
In the mind of the borrower, buying a property and taking out a loan to finance it are two sides of the same coin. However, in law, these two contracts could have separate fates. Aware of this risk, the legislator has created a strong legal link between the contract of sale and the property loan that finances it. This interdependence is a cornerstone of protection for borrowers on home loans, in the same way as other mechanisms used in specific home loan situations. Understanding how this link works, and in particular the resolutory condition, is essential for all buyers. In the event of difficulties, the advice of a lawyer who is an expert in mortgage law can help to secure the transaction. The principle of legal interdependence For an individual or an SME manager, buying premises and obtaining the necessary loan are inseparable. It is unthinkable...
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