By Charlotte GAUCHON
25 June 2025
Mortgages are at the heart of most of life's projects, whether it's the purchase of a primary residence or a rental investment. However, the legal framework surrounding it is so dense and complex that borrowers are often surprised. Far from being a simple loan contract, it is governed by a set of specific rules, mainly derived from the Consumer Code, the aim of which is to protect non-professionals. Understanding who is protected, for which transactions, and according to which texts is a fundamental first step. A misinterpretation of the scope of application can have significant financial and legal consequences, underlining the importance of enlisting the help of a lawyer who is an expert in mortgage law to help you secure your project. Changes in the legal framework for mortgage credit To understand the scope of the current rules, it is essential to understand how they originated and how they have evolved. The law governing mortgages is...
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