By Charlotte GAUCHON
17 June 2025
Marriage has legal consequences that often go beyond the personal sphere, particularly in financial terms. When a couple face difficulties in honouring their commitments, the question of who is responsible for what debts, and more particularly for credit, quickly becomes a source of concern and conflict. Article 220 of the French Civil Code establishes a principle of solidarity between spouses for day-to-day expenses, a mechanism that protects creditors but can prove tricky for spouses. Understanding the contours and limits of this rule is essential for any married couple, as a debt incurred by one spouse may, under certain conditions, be binding on both. The aim of this article is to demystify how this solidarity works, looking specifically at the case of loans, which are governed by complex rules. For a broader view, our general guide...
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