By Charlotte GAUCHON
17 June 2025
Taking out a loan as a couple is a common practice, whether to finance a property project, buy a car or simply manage day-to-day expenses. However, behind this harmless act lies a legal complexity that is often misunderstood. The rules that determine who must repay the debt vary considerably depending on the nature of your relationship: cohabitation, civil partnership or marriage. Misunderstanding these mechanisms can have serious financial consequences, particularly in the event of separation or payment difficulties. The aim of this article is to provide you with a clear overview of the principles governing the repayment of loans between couples. As each situation is unique, we will guide you towards more detailed analyses of the points that concern you directly. Our firm will be happy to provide you with legal advice tailored to your specific situation. What is consumer credit for couples?
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