By Charlotte GAUCHON
17 June 2025
Choosing a matrimonial property regime is a decisive step in a couple's life, with implications that go far beyond the possibility of divorce. The management of debts, and in particular the repayment of loans taken out by either spouse, is directly affected by this initial choice. While most couples are governed by the community of acquests regime by default, there are contractual options that organise property relations in a radically different way. This article focuses on two specific regimes with opposing rationales, separation as to property and universal community of property, as a complement to our comprehensive guide to credit repayment by couples. Understanding their particularities is essential for anticipating and managing financial risks. The system of separation as to property: a compartmentalisation of assets The system of separation as to property, chosen by marriage contract, establishes an independence...
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