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Bank card fraud: liability and criminal penalties
By Raphaël MORENON3 August 2025Bankcards have become the preferred means of payment in France, but with their popularity comes increased exposure to the risk of fraud. Faced with this reality, the legislator has put in place a precise legal framework to apportion responsibilities between the cardholder, his or her bank and merchants. Understanding this system is essential for all card users, as it defines the rights and obligations of each party in the event of an incident. The aim of this article is to detail the different types of fraud, the criminal penalties incurred by fraudsters and, above all, the division of financial responsibilities in the event of loss, theft or fraudulent use of your card. We will also look at complex situations such as bogus bank adviser scams, to give you a complete picture of the protection available. While the general framework for payment cards is based on a contract between you and your bank,...
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> The practice of seizing propertyA practical, chronological and exhaustive study of the implementation of a property seizure procedure.
We put all our expertise to work to achieve a simple objective: to prevent a property seizure.
The bank safe deposit box contract: legal aspects and implications for seizures
html Who hasn't wondered about the legal status of a bank safe deposit box? Far from being a simple rented space, this banking service is subject to a complex legal regime, particularly in the event of seizure by a creditor. Here's how it works. The legal nature of the safe-deposit box contract The safe-deposit box contract places...Seizing assets in a safe deposit box: procedure and issues
The seizure of assets placed in a safe is a particular operation of enforcement law. Although little known, this procedure is governed by specific rules that are of practical interest to creditors. 1 Framework and conditions for precautionary seizure Precautionary seizure enables the creditor to place the...Seizure and sale of assets placed in a safe deposit box
When a creditor seeks to recover his debt, the seizure of assets in a safe represents a special enforcement procedure. This enforcement technique is subject to strict rules to protect the rights of both the creditor and the debtor. 1. Specific features of seizure for sale in a...Seizing assets placed in a safe: basic principles
When a creditor wishes to recover a debt, seizing assets placed in a safe is an option. This particular procedure requires mastery of specific rules in order to be carried out correctly. For in-depth legal expertise and tailor-made assistance with enforcement procedures, we recommend...Obstacles and limits to the seizure-revindication and apprehension procedures
When property is not in your hands, recovering it can be a tricky business. Seizure and attachment are legal tools for recovering movable property. But these procedures come up against various obstacles that can compromise their effectiveness. Obstacles linked to the right of ownership The rule...Attachment: securing your rights to tangible personal property
Disputes over the ownership or possession of movable property can become complex. When an item belongs to you but ends up in the hands of a third party, there is a specific procedure to protect your rights: seizure and reclamation. Although little known to the general public, this protective measure is a powerful legal tool...Delivery or restitution orders: obtaining a writ of execution to recover your property
Have you entrusted a valuable item to someone who refuses to return it? Have you bought something and the seller is not delivering it? The injunction to deliver or return procedure is an effective way of quickly obtaining a writ of execution. It allows you to...Understanding seizure and attachment: recovering your tangible movable property
Reclaiming property that has not been returned or delivered is often a legal headache. How do you repossess a vehicle that has not been returned after a loan? How do you recover equipment you own? Seizure and attachment is the legal solution for recovering these assets. We take a closer look at this little-known legal mechanism. What is a...Precautionary measures: protecting your claims before it's too late
When a debtor delays payment, time is rarely on the creditor's side. Between the time when a debt becomes due and the time when an enforcement order can be obtained, the debtor's assets risk evaporating. Precautionary measures are therefore an effective legal tool for preserving the debtor's chances...Seizures of tangible movables: instructions for use
When it comes to debt collection, seizure is an invaluable tool. Far from being a trivial measure, it allows you to temporarily freeze a debtor's assets without waiting for a writ of execution. This procedure is a response to the urgency of a situation where the debtor's assets could evaporate. Here's how it works.
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