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Payment cards: the complete legal guide to French banking law
By Raphaël MORENON3 August 2025The payment card has become an indispensable tool in economic life, simplifying everyday transactions for individuals and businesses alike. Behind its ease of use, however, lies a dense legal framework that defines the rights and obligations of each player: the cardholder, the merchant who accepts it, and the bank that issues it. This contractual and regulatory universe can quickly become complex, particularly in the event of a dispute or fraud. This article provides an overview of the fundamental principles governing payment cards under French law, and will serve as a guide to understanding the mechanisms that we detail in more specific publications. In the event of difficulties, particularly in the area of fraud, the assistance of a lawyer may prove decisive in asserting your rights; our expertise in banking fraud law is at your disposal to analyse your situation. What is a payment card...
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> The practice of seizing propertyA practical, chronological and exhaustive study of the implementation of a property seizure procedure.
We put all our expertise to work to achieve a simple objective: to prevent a property seizure.
Bank liability for financial engineering
French banking law has undergone significant changes in recent years, particularly with regard to financial engineering. Faced with increasing litigation relating to structured loans and complex financial arrangements, case law has gradually defined a framework for assessing a banker's liability. Understanding this framework is...Amicable sale before auction
An amicable sale before auction is often the preferred solution in property seizures. This mechanism allows the distrainee to sell its property on more favourable terms than in a compulsory sale. 1. Definition and legal framework Amicable sale with judicial authorisation, governed by the...How much do you need to know when a bailiff intervenes?
Receiving a letter from a judicial commissioner (formerly a bailiff) for an unpaid bill, whether for rent or consumer credit, raises a legitimate question: does the amount of the debt justify such action? Contrary to popular belief, the law does not set any threshold...Collection agencies have no power!
Are you being harassed by a collection company? Don't let them bully you - they have no power! We'll explain.Bank liability as an investment services provider
Investment services providers (ISPs) are subject to a separate liability regime, with enhanced professional obligations Explanation.Has the enforcement judge disappeared? Continuation and end
In a long-awaited opinion, the Court of Cassation confirms that the enforcement judge still has jurisdiction to hear disputes concerning movable enforcement measures. This clarification was necessary following the distribution of a clumsy ministerial circular, which gave rise to countless complications in the courts....The statute of limitations on enforcement of a judgment
You have obtained a court ruling in your favour, but your opponent is not complying spontaneously. Or on the other hand, you have been convicted and you are wondering how long this sword of Damocles will hang over your head. A judgement is not eternal. Its forced execution...Can a bailiff seize a person who is not solvent?
The thought of a judicial commissioner, formerly a bailiff, knocking on your door to seize your property is a source of anxiety. This fear is all the greater for someone in a precarious financial situation, or even someone who is insolvent. But what really happens when the debtor is considered...Is a rental investor a consumer?
The rental investor is sometimes described as a consumer, sometimes as a professional, depending on specific criteria. This has far-reaching consequences.Sale by auction with tenant: legal issues and practical implications
So how do you go about an auction with a tenant? Here's how.
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