Publications
Banking and financial canvassing: legal framework and obligations
By Raphaël MORENON3 August 2025Canvassing for banking and financial services is a commercial practice governed by a strict set of rules designed to protect savers and borrowers. Often perceived as intrusive, this sales method is nevertheless legal if it complies with a set of precise obligations. Our firm has observed that many disputes arise from a lack of understanding of this framework, both by consumers and by certain professionals. Understanding the rules governing this activity, detailed in the law governing credit institutions, is therefore the first step in asserting your rights. For personalised assistance, our team of lawyers specialising in banking and financial law can analyse your situation. Definition and scope The law leaves little room for interpretation when defining canvassing. It is a precise legal concept based on factual criteria and not on the commercial intent of the canvasser. The purpose of this rigour is to...
Training
Models
Files
> The practice of seizing propertyA practical, chronological and exhaustive study of the implementation of a property seizure procedure.
We put all our expertise to work to achieve a simple objective: to prevent a property seizure.
What should I do if a bailiff visits me in my absence?
Coming home to find a bailiff's notice slipped under your door or in your letterbox is often a source of concern. What can the bailiff do in my absence?The adjudication judgement in property seizure cases
The adjudication judgment is a special judgment. It offers significant advantages for eviction... but is difficult to obtain. Here are some explanations.Seizure of property and co-ownership
It is sometimes necessary for joint owners' associations faced with chronic non-payment to resort to a seizure of property procedure. This complex procedure has a number of important specific features when used in the context of co-ownership. I. Prerequisites for the initiation of seizure of property proceedings by...Unseizability of the principal residence
If your principal residence cannot be seized, you can protect your business assets. How does it work?Indivisibility in property seizure proceedings: a public policy ground for dismissal
The appeal procedure in property seizures is subject to the principle of indivisibility of the dispute. We take a look at the case law.What are the consequences of an incomplete formule exécutoire?
On 6 February 2025, the Second Civil Chamber of the Court of Cassation handed down a ruling on the consequences of an incomplete enforcement order. The Caisse nationale des barreaux français had taken enforcement measures against a lawyer who was a debtor, on the basis of an order by the first president of a French court....The interaction between over-indebtedness and seizure of property
Over-indebtedness rarely makes it possible to prevent the sale of a property. However, in certain very specific cases, it can be an interesting solution.Limitation periods applicable to property seizures
The statute of limitations is a crucial factor in property seizure proceedings. It is essential for both creditors and debtors to understand the mechanisms of interruption and suspension and their effects over time.Overbidding in property seizures
The outbidding procedure enables a new auction hearing to be held for a property that has just been sold at auction. Here's how it works.Does a bailiff have the right to seize a bank account without warning?
The discovery of a seizure on your bank account is an unsettling experience, especially as it comes without prior warning and can plunge the debtor into serious difficulty. This measure, known as seizure-attribution (saisie-attribution), is a compulsory execution procedure whereby a creditor, through the intermediary of a judicial commissioner (formerly a bailiff),...
EN 
FR