Publications
Structure of securitisation assets and liabilities: receivables, securities and transfer mechanisms
By Raphaël MORENON3 August 2025Securitisation is a sophisticated financial engineering operation that transforms illiquid assets into marketable securities. To better understand securitisation in its entirety, it is essential to look at the structure of the vehicle that supports it: the securitisation vehicle (SPV). Its effectiveness is based on a principle that is simple in appearance, but complex in execution: the creation of a special purpose vehicle that is completely separate from that of the company selling the assets. But what do you actually find on either side of your balance sheet? An analysis of the securitisation vehicle's assets and liabilities reveals precise legal mechanisms designed to secure the transaction for both the seller and the investors. Drawing up this legally regulated balance sheet requires a detailed knowledge that only solent avocats' expertise in banking and finance law can guarantee. Composition of the assets of securitisation undertakings The assets of a securitisation...
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> The practice of seizing propertyA practical, chronological and exhaustive study of the implementation of a property seizure procedure.
We put all our expertise to work to achieve a simple objective: to prevent a property seizure.
How can you oppose a property seizure? Analysis of 3 solutions
Opposing a property seizure is not easy. What can you do to prevent it? We take a look at the solutions available.Wrongful attachment
Having your bank account seized is often a brutal and destabilising experience. From one day to the next, your funds are blocked, depriving you of access to your own money. While this procedure is legal, it does not allow for all excesses. A seizure can be abusive,...Attachment: how does it work?
Attachment is a formidable procedure, and one that is difficult to combat. We explain how.Forfeiture of a matured loan
Credit institutions or banks sometimes declare that the term of a loan that has fallen due, i.e. has expired, has lapsed. This practice, which stems from the lender's misapplication of the rules of law, has often been encountered by our firm. Analysis. Acceleration of the term: definition The acceleration clause is a...Recourse against a bailiff
When faced with a judicial commissioner, people may feel powerless. A public officer, this auxiliary of justice, formerly a bailiff, fulfils a public service mission by being responsible for enforcing legal decisions and serving documents. However, like any professional, they may commit errors or omissions.On-line publication of our course material on "Defending against property seizures".
After hours of work, our course material on defending against property seizures is finally online. This course, developed at the request of the École de Formation des Avocats Centre Sud, has been constantly enriched with new tips and case law since its inception, in line with...Identification of the property in the event of foreclosure
When it comes to seizing property, there are specific requirements for identifying the debtor. Here's the lowdown.Identifying the seized debtor in property seizures
When it comes to seizing property, there are specific requirements for identifying the debtor. Here's the lowdown.The pursuing creditor in property seizures
Article L. 311-2 of the French Code of Civil Enforcement Procedures states that "Any creditor in possession of a writ of execution recording a claim that is due and payable may proceed with a seizure of property under the conditions laid down by this Book and by the provisions of Book I that do not conflict with it"....Procedural rules specific to civil enforcement proceedings and the seizure of real estate
The procedure has the reputation of being the most complex and difficult to implement civil enforcement procedure in the Code of Civil Enforcement Procedures. Nonetheless, it shares several features common to all civil enforcement procedures. The concept of proceedings The concept of proceedings...
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