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Bank ductility and fixed-rate discounting (without recourse): mechanisms, specific features of foreign exchange and strategies for companies
By Raphaël MORENON3 September 2025Is your business facing non-payment? Non-recourse discounting and bank del credere secure your cash flow by transferring the risk. Get to grips with these solutions!
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> The practice of seizing propertyA practical, chronological and exhaustive study of the implementation of a property seizure procedure.
We put all our expertise to work to achieve a simple objective: to prevent a property seizure.
The role of third parties in seizure proceedings
Enforcement procedures involve a triangle of players: the creditor who claims what is owed, the debtor who must perform, and third parties who hold information or assets belonging to the debtor. Although often overlooked in legal analysis, third parties play a decisive role. Their collaboration can speed up the recovery of a debt...IOUs: an essential document for securing your loans and receivables
Lending money to a loved one or extending a payment term is often based on trust. But over time, memories fade and relationships change. A disagreement may arise over the very existence of a debt. How do you prove that a sum has been lent? How can you guarantee repayment of a debt?The 3-month Euribor and your loan: understanding its impact and your rights
There's a term that's often used in contracts for variable-rate (var.) property or business financing: 3-month Euribor. This financial indicator, which reflects the short-term cost of money between banks in the eurozone, has a direct impact on your repayments. Its fluctuation, especially when there are marked variations in...Automatic ("de plano") recognition of foreign judgments: when exequatur is not required
Just imagine: you have been divorced abroad, or a foreign court decision has established a parent-child relationship concerning you, or you have been appointed guardian of a relative by a court outside France. Do you systematically have to go through the exequatur procedure, which can be long and complex (described in our second...Non-contentious matters in civil procedure: when the judge intervenes without litigation
We often think of the judge as the person who settles a dispute, who decides between two adversaries with opposing interests. However, sometimes you need to go to court even when there is no conflict and no declared adversary. This is the special field of "non-contentious matters", a lesser-known facet of the legal system...The key conditions for a foreign judgment to be recognised in France
Even if a foreign judgment seems perfectly official and final in its country of origin, it does not automatically receive a 'visa' to take full effect in France. Whether you are seeking to enforce a foreign judgment (via exequatur, as discussed in our previous article) or are concerned...My judgement contains an error or is ambiguous: what can I do?
The common idea is that once a judgement has been handed down, it is final and puts an end to a case. To a large extent, this is true, not least because of the res judicata referred to above. However, court rulings can sometimes contain obvious errors, mistakes or...You've won your case: how do you recover costs?
The judgement has finally come down, and it's in your favour. This is a decisive step, and often a relief after months or even years of proceedings. The decision also orders your opponent to reimburse you for the "costs" of the proceedings, i.e. the costs that have been advanced for the entire...The adversarial principle: the golden rule of a fair civil trial
Just imagine: you're summoned to court, but you don't know exactly what you're accused of. Or worse, a decision is made against you without you having had a chance to present your arguments or respond to those of your opponent. Such a situation would not only be unfair, it would...Judgment rendered: what now? Notification, enforcement and possible appeals
The judge has made his decision, and the verdict is in. For many people, this marks the end of a period of tension and uncertainty. However, from a procedural point of view, the delivery of the judgment is often only one stage in the process. Whether you have won your case or the decision has been...

