Publications

Credit insurance, Credit and consumer law

Navigating the stormy waters of international trade without adequate protection exposes your business to considerable risk. For an in-depth understanding of credit insurance, from its definition to its legal nature and evolution, we need to look at its specific features. Export credit insurance is an essential shield to protect your business against...

Deadlines, Civil procedure

In the legal system, time is rarely an ally of litigants. However, certain time limits are essential safeguards. Unlike time limits for taking action, which require you to act quickly on pain of foreclosure, time limits for waiting prohibit any initiative until they have elapsed. These "brake periods" allow time for reflection and protect...

In France's legal arsenal, certain tools remain unjustly in the shadows despite their formidable effectiveness. The interpellative summons, an often overlooked legal tool, is one of these. Far from being a mere formality, it constitutes a formidable strategic act for any litigant wishing to consolidate a case before taking legal action....

The banking industry, a fundamental pillar of our modern economy, is subject to strict regulation. This regulation is justified by the need to protect depositors and ensure the stability of the financial system. Why is a licence necessary? Banking authorisation is the cornerstone of the control exercised over the financial sector.

Guarantees, securities and enforcement law, Seizure of land motor vehicles

Seize a vehicle to obtain payment of a debt. Recover a car financed on credit. Exercising your right of lien on an unpaid vehicle. Three situations, three different legal systems, one single objective: to ensure that your rights are respected. The Code of Civil Enforcement Procedures (CPCE) sets out two complementary mechanisms:...

Injunction to do, Civil procedure

In the French legal arsenal, the injonction de faire remains little known to non-lawyers. Yet this simplified procedure can force a co-contractor to perform when he is reluctant to fulfil his obligations. But how can it be distinguished from other similar procedures? When should it be used rather than an injunction to pay, a summary procedure or other alternatives? Injunction...

State judicial agent, Civil procedure

Although the Judicial Agent of the State (AJE) has a monopoly on representing the State before the courts, particularly when it comes to the liability of the State and its judges, there are important limits to this principle. In certain areas, representation of the State is entrusted to other entities. These exceptions may go unnoticed...

Guarantees, securities and enforcement law, European Enforcement Order

Imagine this situation: your company has just obtained a judgment against a French debtor, but its assets are located in Germany. How do you enforce this decision without going through an exequatur procedure? The European Enforcement Order (EEO) offers a solution. This mechanism, introduced by Regulation (EC) No 805/2004, enables companies to enforce their...

Guarantees, securities and enforcement law, Enforcement judge

When your debtor is in danger of becoming insolvent, every day counts. Protective measures allow you to freeze your debtor's assets or claims to guarantee payment of your debt. The enforcement judge (JEX) plays a central role in these preventive measures. Authorisation for precautionary measures Conditions required To obtain a precautionary...

Bank account, Banking and securities law

Money deposited in a bank account is subject to legal rules that are often little understood. However, this common relationship between banker and customer conceals complex mechanisms that can affect your rights in the event of a dispute. What is a bank deposit? A bank deposit is a transaction whereby a person...