Publications
Repaying credit as a couple: rights, obligations and matrimonial property regimes
By Raphaël MORENON18 August 2025Taking out a loan as a couple is a common procedure, often seen as a simple administrative formality. However, the legal implications are far from trivial and vary considerably depending on the nature of the relationship: cohabitation, civil solidarity pact (PACS) or marriage. The question of each person's financial responsibility in the event of default is directly linked to the couple's legal status. The aim of this article is to provide an overview of the applicable rules, a subject we cover more generally in our publication on the rights and obligations of the distrainee debtor. Understanding these mechanisms is essential if you are to anticipate risks and protect your assets, an area where the assistance of a lawyer with expertise in credit law can prove decisive. Introduction to consumer credit repayment and the role of the couple Definition and scope of a credit transaction A credit transaction, according to the French Code...
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> The practice of seizing propertyA practical, chronological and exhaustive study of the implementation of a property seizure procedure.
We put all our expertise to work to achieve a simple objective: to prevent a property seizure.
The JEX and precautionary measures: how to protect your claims
When your debtor is in danger of becoming insolvent, every day counts. Protective measures allow you to freeze your debtor's assets or claims to guarantee payment of your debt. The enforcement judge (JEX) plays a central role in these preventive measures. Authorisation for precautionary measures Conditions required To obtain a precautionary...Depositing funds in a bank: understanding the legal issues
Money deposited in a bank account is subject to legal rules that are often little understood. However, this common relationship between banker and customer conceals complex mechanisms that can affect your rights in the event of a dispute. What is a bank deposit? A bank deposit is a transaction whereby a person...Time limits for appeals in civil procedure: how not to miss the boat
There is a fundamental rule to be observed when exercising a right of appeal: deadlines must be respected. For an overall understanding of the fundamentals of these time limits, including their definitions and objectives, it is essential to know that a day's delay means a lost opportunity to challenge. Time running out...The summons: a multi-faceted legal tool
A flexible and effective legal tool in French law, the summons is a formal act by which one person, through the intermediary of a court commissioner, enjoins another to do or not to do something, without it being a summons to appear before a court....Costs tax: fundamental principles and general procedure
How much does a lawsuit really cost? Behind this question lies a little-known but essential legal mechanism: the costs tax. This system protects litigants against excessive claims by court officers and enables them to obtain reimbursement of costs incurred. Definition and origin of the tax The...Lawyers' fees: principles of remuneration and dispute procedure
The issue of lawyers' fees often raises questions. Between regulated fees and contractual freedom, the French system is somewhat complex. Understanding the rules governing lawyers' fees can help avoid many misunderstandings. Dual remuneration for lawyers The French system distinguishes between two types of remuneration...Remuneration of legal experts: procedures and disputes
When the court appoints an expert, a precise legal mechanism is set in motion to determine his remuneration. This system protects the parties while ensuring that the expert receives fair compensation for his work. Prohibition of direct payment The court-appointed expert may not receive payment directly from the parties. Article...Specific applications of third-party opposition in French law
Third-party proceedings are an extraordinary legal remedy with complex ramifications. Article 585 of the Code of Civil Procedure opens up a wide range of possibilities, yet it must be adapted to the specific nature of each legal matter. This adaptation is necessary. The issues at stake differ depending on whether we are talking about the status of individuals, collective proceedings or...Third-party opposition in civil proceedings: a remedy for injured third parties
Have you discovered that a court decision affects your rights even though you were not a party to the proceedings? Third-party proceedings could be your solution. This extraordinary remedy enables people who are not involved in the proceedings to challenge a judgment that is prejudicial to them. Introduction: what is third-party opposition?Third-party proceedings: time limits, formalities and jurisdiction
Third-party proceedings occupy a special place in the arsenal of legal remedies. It enables a third party to challenge a judicial decision that is prejudicial to him or her. But beware: this procedural weapon is subject to strict rules. Neglecting to follow the correct procedure or exceeding the time limit can destroy any chance of...
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