Publications
Banking ethics: banks' obligations towards small businesses, SMEs and local authorities
By Raphaël MORENON3 September 2025Businesses, optimise your banking relationship! Find out about banks' obligations in terms of ethics, transparency and loyalty. Protect your interests!
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> The practice of seizing propertyA practical, chronological and exhaustive study of the implementation of a property seizure procedure.
We put all our expertise to work to achieve a simple objective: to prevent a property seizure.
Enforcement summonses: the driving force behind amicable debt collection
In the sometimes opaque world of debt collection, some legal tools are more effective than others. The summons for enforcement belongs to this category of acts which, although little known to the general public, are a powerful lever for encouraging a debtor to comply voluntarily. What is a summons for enforcement?Banking secrecy: myth or legal reality?
Banking secrecy, the historic pillar of the bank-client relationship, is gradually being eroded. Once virtually absolute, it is now giving way to other imperatives such as tax transparency and the fight against money laundering. Between the protection of personal data and the demands of regulation, where does banking secrecy really stand in...Physical immobilisation of the vehicle: procedure and particularities
Vehicle immobilisation is a formidable weapon in the legal arsenal of creditors. This enforcement measure, specifically designed for land motor vehicles, makes it possible to circumvent their mobile nature, which often represents a major obstacle during recovery proceedings. Principle and advantages of physical immobilisation Physical immobilisation represents a...Sources of time limits in civil proceedings
Civil procedure is based on time limits that structure judicial time and guarantee balanced justice. These time limits come from three distinct sources: the law, the judge and sometimes even agreements between the parties. Accurate knowledge of these time limits is a major challenge for all litigants. Legal time limits...The legal mandate of the State's Judicial Agent: who can defend the State in court?
The French State is a major player in legal life and regularly finds itself involved in litigation. For a thorough understanding of the origin and essential missions of the State's Judicial Agent, it is crucial to know who can represent it before the courts. The answer is not left to chance:...Challenging a lapsing decision: appeals and strategies
A procedural document declared null and void can wipe out months of effort and compromise the outcome of a dispute. Lapse in civil proceedings is a formidable sanction in civil law, often imposed to punish a party's inactivity or failure to comply with a time limit, whether for a summons, an appeal or an injunction...The JEX and property seizures: a specific type of litigation
The seizure of property is not a procedure like any other. Since the 2006 reform, the enforcement judge (JEX) has played a key role in this complex procedure, which results in the forced sale of a property. The central role of the JEX in the procedure The jurisdiction of the JEX in...Coface and export credit insurance: a practical guide for exporters
Navigating the stormy waters of international trade without adequate protection exposes your business to considerable risk. For an in-depth understanding of credit insurance, from its definition to its legal nature and evolution, we need to look at its specific features. Export credit insurance is an essential shield to protect your business against...Waiting periods in civil proceedings: a guarantee for the rights of the defence
In the legal system, time is rarely an ally of litigants. However, certain time limits are essential safeguards. Unlike time limits for taking action, which require you to act quickly on pain of foreclosure, time limits for waiting prohibit any initiative until they have elapsed. These "brake periods" allow time for reflection and protect...The summons: a little-known tool for establishing evidence
In France's legal arsenal, certain tools remain unjustly in the shadows despite their formidable effectiveness. The interpellative summons, an often overlooked legal tool, is one of these. Far from being a mere formality, it constitutes a formidable strategic act for any litigant wishing to consolidate a case before taking legal action....

