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FIA professional associations: role, authorisation and AMF supervision
By Raphaël MORENON12 August 2025The status of financial investment adviser (FIA) is one of the cornerstones of investor protection in France. Far from being a simple individual title, it forms part of a dense regulatory ecosystem, overseen by the Autorité des marchés financiers (AMF). At the heart of this system are the professional associations, bodies whose role is often misunderstood by the general public, but whose mission is fundamental. As we discussed in our comprehensive guide to the status of financial investment adviser (FIA), membership of such an association is a sine qua non for practising. This article explores in detail the role, licensing requirements and supervision of these associations, which are the profession's first-level regulators. Understanding how they operate is essential to grasping the scope of the guarantees offered to investors and the obligations placed on professionals, a familiar area for our firm offering advice...
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> The practice of seizing propertyA practical, chronological and exhaustive study of the implementation of a property seizure procedure.
We put all our expertise to work to achieve a simple objective: to prevent a property seizure.
The rights of the judicial agent of the State and the settlement in legal proceedings
In the judicial arena, the State has a single representative: the State Judicial Agent (AJE). This legal representative, often unknown to the general public, has specific prerogatives while being subject to ordinary law. The AJE's power of settlement is a strategic tool for resolving disputes involving the State, particularly those relating to...The European Enforcement Order: understanding this cross-border debt collection mechanism
Imagine that your French company has a claim of €20,000 against a German customer. Before 2004, recovering this sum required an exequatur procedure - long and costly. Since Regulation (EC) No 805/2004, you can obtain a European Enforcement Order (EEO), which simplifies everything. Introduction to the concept of an EEO...Special procedures before the JEX: applications and enforcement difficulties
Enforcement proceedings sometimes require the enforcement judge (JEX) to intervene quickly and effectively. The legislator has made provision for two special procedures, adapted to urgent situations: the procedure for enforcement difficulties and the procedure on application. These procedures enable bailiffs and creditors to obtain rapid and effective...Loan insurance: issues and developments
Got your mortgage? Congratulations. But don't forget loan insurance, which is often relegated to second place during negotiations, but is nonetheless essential. It can account for a substantial proportion of the total cost of your loan, sometimes up to 30% or even more, depending on your profile and cover. Its role is...Internal credit insurance: protecting receivables on the domestic market
Companies that sell on credit are exposed to the risk of non-payment. This risk, which is often overlooked, can jeopardise their cash flow and even their survival. Internal credit insurance offers protection against this threat. Scope of internal credit insurance Traditional insolvency insurance Internal credit insurance mainly protects against the insolvency of debtors. However, this concept...Export credits and European law: between prohibition and harmonisation
Export credits are an essential tool in international trade. In the European Union, they are governed by a complex legal framework, between competition law and the common commercial policy. Understanding these rules is crucial for exporting companies and their banks. State aid prohibited in the EU is...Bank round tables in international loans: mechanisms and precautions
The financing of major international projects often exceeds the capacity of a single banking institution. In such cases, it is essential to set up a banking "pool" to spread the risks and raise sufficient capital. The need for banking pools Against a backdrop of international competition...Bank accounts for vulnerable people: protection and legal precautions
In a financial world, access to a bank account is an essential right. This article, while focusing on the general principles governing the opening, operation and essential legal features of bank accounts, concentrates on the special protections available. Minors, protected adults and financially vulnerable people are all entitled to a bank account.Banking ethics rules: specific protection for professionals and local authorities
Banking is not just a matter for individuals. Companies and local authorities, major economic players, also benefit from specific protections in their dealings with financial institutions. A set of ethical rules, complementing the legal framework, aims to balance this relationship and guarantee fair practices...Time limits on actions in civil proceedings: when time becomes the enemy of the litigant
Time limits structure civil litigation. They impose a time frame on litigants and are often a formidable trap for the uninitiated. One day's delay can wipe out years of proceedings. Stoppage of proceedings Definition and conditions Stoppage is a procedural exception that extinguishes proceedings. It sanctions...
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