Publications
Financial investment adviser (FIA): full legal guide to status and obligations
By Raphaël MORENON12 August 2025The financial investment adviser (FIA) is a key player for many savers and investors. Their role, governed by strict regulations, is to provide personalised advice to guide financial decisions that are often complex and involving. Anyone wishing to entrust part of their assets to a professional needs to have a clear understanding of the FIA's status, remit and, above all, obligations. The purpose of this article is to provide you with a clear and concise overview of this status, covering the key aspects that are developed in greater detail in our dedicated publications. If you have any specific questions, our firm, which has a strong practice in banking and financial law, is at your disposal. What is a financial investment adviser (FIA)? The status of financial investment adviser is a relatively recent regulatory development, designed to professionalise advice and protect investors. Its definition and...
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> The practice of seizing propertyA practical, chronological and exhaustive study of the implementation of a property seizure procedure.
We put all our expertise to work to achieve a simple objective: to prevent a property seizure.
Bank accounts for vulnerable people: protection and legal precautions
In a financial world, access to a bank account is an essential right. This article, while focusing on the general principles governing the opening, operation and essential legal features of bank accounts, concentrates on the special protections available. Minors, protected adults and financially vulnerable people are all entitled to a bank account.Banking ethics rules: specific protection for professionals and local authorities
Banking is not just a matter for individuals. Companies and local authorities, major economic players, also benefit from specific protections in their dealings with financial institutions. A set of ethical rules, complementing the legal framework, aims to balance this relationship and guarantee fair practices...Time limits on actions in civil proceedings: when time becomes the enemy of the litigant
Time limits structure civil litigation. They impose a time frame on litigants and are often a formidable trap for the uninitiated. One day's delay can wipe out years of proceedings. Stoppage of proceedings Definition and conditions Stoppage is a procedural exception that extinguishes proceedings. It sanctions...Formal notice: fundamental principles and legal issues
The formal notice is no joke. This little legal act, dreaded by debtors, plays a major role in our legal arsenal. It marks the transition from an amicable phase to the antechamber of litigation. Before considering legal proceedings, it is a decisive step in settling the dispute or in...European monetary policy: key pillars and mechanisms
The workings of European monetary policy are sometimes obscure to the uninitiated. Yet this mechanism influences our economies on a daily basis. This article deciphers the objectives and instruments that define this major Community policy. 1 Main objectives of the ESCB Price stability as an absolute priority The primary mission of the...Understanding restraining orders: definition and legal framework
Stuck with a service provider who doesn't deliver the promised service? A craftsman who delays carrying out work paid for in advance? The injonction de faire is a little-known but potentially effective legal weapon. Definition of an injunction to compel performance An injunction to compel performance is a specific legal procedure used to obtain the performance of a...When the State defends its contentious decisions: hospitalisation, vehicles and civil status
In the darkness of a psychiatric hospital room, a man awaits the decision of the liberty judge, a situation that raises questions about the responsibility of the State and its magistrates. At the same time, a family is seeking compensation for an accident caused by a government vehicle. Elsewhere, a person is contesting...The powers of the JEX with regard to enforceable titles
You won your case. The judgment is in your favour. Now comes the crucial stage: enforcement. But your debtor is contesting. What can the enforcement judge do? The judge's powers are extensive but strictly regulated by law. Examination of difficulties relating to enforceable titles The JEX...Challenging a JEX decision: appeal procedures
Losing before the enforcement judge (JEX) is not an end in itself. The law provides for effective remedies against his decisions, in line with the foundations of civil procedure law and respect for the right to an effective remedy protected by the European Convention on Human Rights....Formation of a mortgage contract
Buying a property usually involves taking out a loan. This may seem like a straightforward operation, but in reality it is governed by strict rules designed to protect the borrower. The mortgage contract is not formed instantly, but follows a precise, sequenced process. Understanding these stages is essential if you are to...
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