Publications

Guarantees, securities and enforcement law, Seizure of land motor vehicles

The seizure of a land motor vehicle can be a tricky business, with atypical vehicles, creditor conflicts and competing procedures. To help you navigate these tricky waters, we take a look at some specific situations. Vehicles concerned and special cases Non-motorised registered vehicles A thorny issue concerns vehicles that are registered but have no engine...

Credit and consumer law, Over-indebtedness

Over-indebtedness affects many people in France. This critical financial situation requires appropriate legal solutions. In 2023, more than 120,000 cases were submitted to over-indebtedness commissions. Each case reveals a complex reality, combining economic difficulties with a demanding and constantly evolving legal framework. What is...

Injunction to do, Civil procedure

Is a customer refusing to complete the work you paid for? A seller fails to deliver the item ordered? An injunction could be the solution. Created in the 1980s to facilitate the performance of contractual obligations, this procedure remains little known. Yet it offers a rapid alternative to...

State judicial agent, Civil procedure

When the State enters into a legal relationship with a private individual, it becomes a subject of law like any other. This special position requires appropriate representation before the courts. This is where the Judicial Agent of the State (AJE) comes in, whose legal mandate dates back to 1790 and who has been...

Guarantees, securities and enforcement law, European Enforcement Order

When it comes to cross-border debt recovery, the European Enforcement Order is a particularly effective legal instrument, but its subtleties are often unfamiliar to creditors and debtors alike. Introduced by Regulation (EC) No 805/2004 of 21 April 2004, this mechanism radically changes the way in which enforcement decisions are made.

Mortgage loan, Credit and consumer law

The life of a mortgage is not a long, quiet river. A significant fall in market interest rates, a marked improvement in your financial situation or, on the contrary, temporary difficulties may lead you to consider amending your initial loan contract. Fortunately, the legal framework...

Credit insurance, Credit and consumer law

```html Exporting opens up tempting business prospects, but involves specific risks. How do you protect your cash flow when a foreign customer doesn't pay? Export credit insurance, particularly through Coface, is an essential tool for companies expanding internationally. Export credit insurance policies: three formulas to suit...

Export credit, Credit and consumer law

In the arena of international trade, every transaction is accompanied by a multitude of risks. The remoteness of trading partners, political instability in certain regions, currency volatility and the potential insolvency of debtors are major obstacles for exporting companies. These uncertainties can turn a promising business opportunity into a financial nightmare. Credit insurance...

Guarantees, securities and enforcement law, Seizure of partners' rights and securities

A ruling by the Court of Cassation on 6 February 2025 (Cass. 2e civ., 6 févr. 2025, n° 22-17.249, Publié au bulletin) redefines the legal nature of challenges to acts of seizure of intangible rights. Legal classification clarified The Second Civil Chamber rules on a technical but crucial issue....

Bank account, Banking and securities law

Modern life demands a bank account. Its absence complicates payments, income collection and social integration. Yet the legal aspects of the right to a bank account are often poorly understood by the general public. The right to an account: a mechanism for banking inclusion The legislator has created a "right to an account" to combat banking exclusion. The article...