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Simple or joint surety
You have signed a simple or joint and several guarantee, and the creditor is demanding payment from you. Your rights differ radically depending on the nature of your guarantee: a simple guarantor can require the creditor to sue the debtor first, while a joint and several guarantor can take immediate action. This guide provides an update on the two systems following the reform of Ordinance 2021-1192.
MortgageCan you sell a mortgaged house?
Your property is encumbered by a mortgage and you wish to sell it: the transaction is possible, but the mortgagee follows the property through all the hands. Ignoring the right of resale or the preferential right can block the sale or expose you to seizure. Here's how to secure the transaction.
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