Charlotte GAUCHON
Admission to trading on regulated markets: procedures and conditions
By Charlotte GAUCHON20 July 2025Listing on a regulated market is a decisive step in the life of a company, often marking a transition to a new dimension of growth and recognition. This process, far from being a mere formality, is a demanding one that subjects the company to a set of strict rules designed to protect investors and ensure the smooth operation of the market. It is a complex process that requires careful preparation and the support of expert advisers. For managers, understanding the applicable conditions and procedures is the first step towards a successful operation, as detailed in our complete legal guide to initial public offerings. Prerequisites for listing on a regulated market Before a company can even submit a formal application, it must ensure that it meets a number of fundamental criteria imposed by the market operator, Euronext Paris in France. These requirements are designed to ensure that only a company...
The separation of banking activities: when banks must compartmentalise their risks
Banking and securities lawThe 2008 financial crisis revealed the dangers of an insufficiently compartmentalised banking system. Banks' speculative activities put depositors' savings at risk. To avoid a repeat of this scenario, France has adopted a binding legal framework. The law on the separation and regulation of financial...Equipment leasing in the face of company difficulties (receivership and liquidation)
Leasing, Credit and consumer lawFacing financial difficulties is an ordeal for any company. When the situation becomes critical and receivership or liquidation proceedings are initiated, many questions arise about the fate of existing contracts. What happens to your equipment financed by equipment leasing? Can you continue to...Equipment leasing: lessor's guarantees and end of contract
Leasing, Credit and consumer lawAlthough equipment leasing offers many advantages to the lessee, it represents an investment and therefore a risk for the financial institution that buys the equipment and makes it available. How does the lessor protect itself against possible hazards, such as non-payment of rent or damage to the equipment? What are the...Equipment leasing contract: your rights and obligations as lessee
Leasing, Credit and consumer lawYou've chosen equipment leasing to finance new equipment. That's an important step. Now it's essential to fully understand the implications of the contract you are about to sign or have already signed. This document is not a mere formality; it defines a precise legal framework...Equipment leasing: a financing solution for your business?
Leasing, Credit and consumer lawFinancing the acquisition of equipment is a key stage in the development or modernisation of any business. These investments, which are often costly, are part of a wider corporate law framework. Among the professional financing solutions available, equipment leasing, also known as finance leasing, offers a highly attractive alternative...The life of the leasing contract: key stages and points to watch out for
Leasing, Credit and consumer lawSigning a leasing contract is no trivial matter. It commits your company for what is often a long time, with precise obligations and stages to be respected. Unlike a simple rental or direct purchase, leasing involves a specific procedure, from the moment it is set up to the end of the lease...What assets can you finance with leasing? From equipment to property to shares
Leasing, Credit and consumer lawWhen you think of leasing, the image that often springs to mind is that of financing professional vehicles or industrial machinery. However, this financial tool is much more versatile. Did you know that it is possible, under certain conditions, to finance the purchase of your offices, or even a business premises?Leasing: a financing solution for your business?
Leasing, Credit and consumer lawFinancing business equipment or property is an essential stage in the life of a company. Among the options available, leasing is often considered. It's a widespread solution, but its mechanisms and legal implications are sometimes unclear to company directors. Is it simply a...Payment services: the renewed legal framework
Banking and securities lawThe world of payments has undergone a silent revolution in recent years. From cheques to bankcards, then to mobile applications and contactless payment, the methods for paying for our purchases have diversified at breakneck speed. This development has been accompanied by a constantly changing legal framework. The...The 3-month Euribor and your loan: understanding its impact and your rights
Banking and securities lawThere's a term that's often used in contracts for variable-rate (var.) property or business financing: 3-month Euribor. This financial indicator, which reflects the short-term cost of money between banks in the eurozone, has a direct impact on your repayments. Its fluctuation, especially when there are marked variations in...Prudential rules and banking supervision: understanding the control mechanisms
Banking and securities lawThe 2008 financial crisis revealed major flaws in banking supervision. Regulators have since strengthened the regulatory framework. These constraints make the system safer, but they also make life considerably more complex for banks. Why supervise banks? Banks occupy a unique position. They manage the public's savings...Banks' obligations towards their customers: account agreement and mediation
Banking and securities lawThe relationship between a bank and its customer is not left to chance. The legislator has put in place a strict legal framework to govern banking practices. Knowing these rules means you can better defend your rights and avoid abuses. The deposit account agreement The deposit account...How do you deal with a credit institution in difficulty?
Banking and securities lawThe failure of a banking institution represents a major risk for its customers. Whether you are an individual with a single current account or a business managing several lines of credit, the consequences can be severe. This article explores the mechanisms for preventing and dealing with banking difficulties, as well as...International agreements governing export credits
Export credit, Credit and consumer lawAn exporter who offers advantageous financing often wins the contract. For a long time, this logic led governments to subsidise their exporters with subsidised loans. The result was costly and sterile competition between economic powers. The OECD Arrangement: origin and legal nature The OECD Arrangement on Export Credits...Banking secrecy: myth or legal reality?
Banking and securities lawBanking secrecy, the historic pillar of the bank-client relationship, is gradually being eroded. Once virtually absolute, it is now giving way to other imperatives such as tax transparency and the fight against money laundering. Between the protection of personal data and the demands of regulation, where does banking secrecy really stand in...Coface and export credit insurance: a practical guide for exporters
Credit insurance, Credit and consumer lawNavigating the stormy waters of international trade without adequate protection exposes your business to considerable risk. For an in-depth understanding of credit insurance, from its definition to its legal nature and evolution, we need to look at its specific features. Export credit insurance is an essential shield to protect your business against...Becoming a credit institution: banking authorisation explained
Banking and securities lawThe banking industry, a fundamental pillar of our modern economy, is subject to strict regulation. This regulation is justified by the need to protect depositors and ensure the stability of the financial system. Why is a licence necessary? Banking authorisation is the cornerstone of the control exercised over the financial sector.Depositing funds in a bank: understanding the legal issues
Bank account, Banking and stock market lawMoney deposited in a bank account is subject to legal rules that are often little understood. However, this common relationship between banker and customer conceals complex mechanisms that can affect your rights in the event of a dispute. What is a bank deposit? A bank deposit is a transaction whereby a person...The banking monopoly in France: who can carry out banking activities?
Banking and securities lawIn the French financial world, not all activities are open to all players. The legal system puts in place strict safeguards to protect the public and financial stability. The banking monopoly is one of the pillars of this protective architecture. Supervision of banking activities The legislator...The competitive and ancillary activities of the commissaire de justice
Commissaire de justice, Guarantees, securities and enforcement lawThe judicial commissioner carries out many more tasks than those for which he is usually known. To gain a better understanding of the wide range of their duties, we need to look back at the creation of this profession, which resulted from the merger of bailiffs and auctioneers. Behind the image of the...
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