7 April 2026
The anatocism clause, or capitalisation of interest
Published on 16 March 2025. Updated on 7 April 2026 - addition of a calculation example, integration of 3 recent decisions...
Solent Avocats
Commerce and bankruptcies – Banking and finance – Enforcement procedures and security interests
Expertise at the forefront of law
Contact usWe are a french firm of lawyers dedicated to the commercial and insolvency lawat banking and finance law and enforcement procedures and securities.
We are certain thata bad agreement is better than a long trial during our experiences atUFC-Que Choisir.
Our niche practice has led us to develop a rich editorial offer richwhich is based on the simple idea that knowledge must be disseminated freely.
Recognised for our expertise, we provide QUALIOPI-certified training courses in several law schools.
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Services
Looking for a general law firm? Then move on.
Trade and bankruptcies
From strategic advice to managing commercial disputes, we support companies at every stage of their development. In the event of difficulties, we use our expertise in insolvency proceedings to safeguard your interests.
Banking and finance
We handle banking and finance law issues, with particular expertise in credit law. Whether you are faced with a banking litigation or if you have any questions about your atfinancial commitmentsWe can provide you with clear solutions.
Security interests and seizures
We work for cover of your receivables and the implementation of seizuresOur expertise also extends to the defence of debtors in these proceedings. Our expertise also covers securities, which are essential for securing a claim or contesting its application.
Publications
Our expertise at your service.
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Find out more7 April 2026
Collection agencies have no power!
Are you being harassed by a collection company? Don't let them bully you - they have no power! We'll explain.
Find out more7 April 2026
The summons: a multi-faceted legal tool
Published on 28 March 2025. Updated on April 7, 2026 - correction of legal inaccuracies, addition of recent case law, new summons vs. summons section.
Find out more7 April 2026
Blocked bank account after death: operation and deadline
Published on 23 August 2024. Updated on 7 April 2026 - correction of an error concerning the legal nature of the 5 % cap...
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1 April 2026
Petition in civil proceedings: conditions of validity, compulsory information (art. 54 & 57 cpc) and sanctions
Taking a case to court is complex. Find out how to draw up a valid civil claim to protect your rights in France, avoid costly mistakes and win...
Professional training
As a player in the professional training of lawyers, we have been providing a wide range of training courses since 2019, which are counted as continuing education.
Catalogue
Overview of enforcement procedures and focus on seizure of property
Trainer : Raphaël MORENON.
Objective: provide an overview of current developments in the common core of enforcement procedures and in the seizure of real estate.
Level : from beginner to advanced.
Audience: lawyers.
Duration: 3 to 4 hours, depending on the training organisation's order.
Teaching aids : an 80+ slide Powerpoint containing references to all the case law.
The practice of seizing property
Trainer : Raphaël MORENON.
Objective: train the trainee in the implementation of a property seizure procedure from A to Z.
Level : from beginner to advanced.
Audience: lawyers, clerks, jurists.
Duration: 14 hours, delivered in two sessions of 7 hours or 4 sessions of 3.30 hours.
Teaching aids : a booklet of 130+ pages and around fifty models of CERFA deeds and forms.
The practice of price distribution
Trainer : Charlotte GAUCHON.
Objective: train the trainee in the implementation of a procedure for the distribution of the price on seizure of property.
Level : from beginner to advanced.
Audience: lawyers, clerks, jurists.
Duration: 7 hours, delivered in two sessions of 7 hours or 2 sessions of 3.30 hours.
Teaching aids : a 60+ page booklet with around fifty model deeds and CERFA forms (this bible is shared with our "Seizure of property" course).
The practice of judicial sales
Trainer : Raphaël MORENON.
Objective: enable trainees to handle judicial sales (auctions) independently, from the preparation of the file to the aftermath of the auction. Particular emphasis is placed on the difference between the different types of sale: seizure of property, licitation-sharing and judicial liquidation.
Level : from beginner to advanced.
Audience: lawyers.
Duration: 4 hours.
Teaching aids : a 40+ page booklet with around fifty model deeds and CERFA forms (this bible is shared with our "Seizure of property" course).
The practice of split-licensing
Trainer : Raphaël MORENON and Marie-Noëlle BLANC-GILLMANN.
Objective: handle the entire auction procedure from A to Z, in both phases: obtaining the decision ordering the auction, and the sale before the auction judge.
Level : from beginner to advanced.
Audience: lawyers.
Duration: 4 hours.
Teaching aids : a 40+ page booklet and some forty model CERFA documents and forms.
Mortgage practice
Trainer : Charlotte GAUCHON.
Objective: understand how mortgages work and acquire the know-how needed to publish and contest them.
Level : from beginner to advanced.
Audience: lawyers.
Duration: 2 hours.
Teaching aids : a 40+ page booklet and bible of model CERFA deeds and forms.
Defending against foreclosure
Trainer : Raphaël MORENON.
Objective: enable the trainee to understand how to defend a property seizure.
Level : from beginner to advanced.
Audience: lawyers.
Duration: 4 hours.
Teaching aids : a 40+ page booklet with around fifty model deeds and CERFA forms (this bible is shared with our "Seizure of property" course).
Lines of defence in attachment proceedings
Trainer : Charlotte GAUCHON.
Objective: enable trainees to understand how to defend an attachment.
Level : from beginner to advanced.
Audience: lawyers.
Duration: 3 hours.
Teaching aids : a 40+ page booklet.
Property information
Trainer : Raphaël MORENON.
Objective: know how to find out about a property, by contacting all the relevant authorities (property tax office, land registry, town planning, etc.).
Level : from beginner to advanced.
Audience: clerks, lawyers, jurists.
Duration: 2 hours.
Teaching aids : a 20+ page booklet and around fifteen CERFA forms (this bible is partly common to our "Seizure of property" training course).
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