Publications
Abuse of seizure and the principle of proportionality: protection of the debtor in compulsory execution
By Raphaël MORENON19 September 2025Victim of an abusive or excessive seizure? Protect your property and your rights! Our simple guide shows you how to effectively challenge an enforcement order. Find out more!
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> The practice of seizing propertyA practical, chronological and exhaustive study of the implementation of a property seizure procedure.
We put all our expertise to work to achieve a simple objective: to prevent a property seizure.
The AMF's sanctioning powers: a comprehensive guide for financial market participants
The Autorité des marchés financiers (AMF) is France's financial markets watchdog. Created in 2003 by the Financial Security Act, it protects invested savings, ensures the transparency of information provided to investors and monitors the smooth operation of the markets. To fulfil these missions, it has the power to impose sanctions...Concerted action and joint control: applications in common law
Long associated with the world of the stock market and takeover bids, concerted action has gradually found its way into ordinary company law. This development, although discreet, is profoundly changing the way we analyse the balance of power within companies, whether listed or not. The key to this transformation...Concerted action and takeover bids: obligations and strategies during the offer period
The announcement of a takeover bid triggers a period of high tension for the companies concerned, their directors and shareholders. At the heart of these strategic transactions lies a fundamental concept of stock market law: action in concert, which can exist even without a formal agreement. A misinterpretation of its mechanisms...Legal presumptions of concerted action: cases and consequences
Proving the existence of action in concert is often a tricky business. By its very nature, an agreement between several shareholders to implement a common strategy is rarely formalised by an explicit contract. To thwart creeping takeovers and ensure transparency on the financial markets, the legislator has therefore...Concerted action in French law: understanding its mechanisms and implications
Concerted action is a central concept in business law, often perceived as technical and reserved for large-scale financial transactions. It is, however, a mechanism whose purpose and implications go far beyond the stock market and go to the heart of company law. An action in concert...The legal framework for bank transfers: the customer's rights and the bank's obligations
Last update: 25 March 2026 - consolidation: irrevocability, collective proceedings, case law fraud 2023-2024 The bank transfer is the most widely used payment instrument in France, for both private individuals and businesses. However, its apparent simplicity masks a dense legal framework set out in the French Monetary Code (Code monétaire...Blocking and disputing a bank transfer: what legal steps should be taken?
When faced with a suspicious or unsolicited bank transfer debited from your account, responsiveness is essential. Whether it's a transaction you've never authorised, an error in the amount or a direct debit whose legitimacy you dispute, there are legal steps you can take to assert your rights. Understanding the distinction...The GPT for creating Adapps matrices
As part of the digitalisation of our internal tools, we have set up intelligent assistance dedicated to the use of ADAPPS software. 🎯 Objective: to help you create, modify or correct your matrices (templates for letters, summonses, agreements, etc.) without needing any technical knowledge. 🤖...Sharing banking secrecy without client consent: the 7 legal exceptions
Last update: 24 March 2026 - consolidation and legal enrichment Your bank has passed on your account statements to an investigator or to the tax authorities, and nobody has asked for your opinion. The situation is confusing, but it is perfectly legal. Banking secrecy, as set out in article...Bank-client conflict of interest: identifying and managing the risks
The relationship between a bank and its customer is based on the fundamental principles of loyalty and trust. However, the very nature of banking activities, which are many and sometimes divergent, can lead to situations where the bank's interests conflict with those of its customer. These conflicts...

