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Third parties in enforcement proceedings: roles, obligations and responsibilities of garnishees
By Raphaël MORENON19 September 2025Debt collection: banks, employers... find out about the strict obligations of the third parties involved. Secure your procedures and avoid the pitfalls!
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> The practice of seizing propertyA practical, chronological and exhaustive study of the implementation of a property seizure procedure.
We put all our expertise to work to achieve a simple objective: to prevent a property seizure.
Pledging of financial instrument accounts: legal regime and practical issues
The pledge of financial instrument accounts is an essential guarantee tool for companies seeking to obtain credit or secure market transactions. Particularly effective and relatively flexible, this security makes it possible to mobilise a portfolio of securities without losing ownership. Its implementation...Pledging of shares: guarantees and issues for civil and commercial companies
When a company seeks to obtain financing, the collateral required by lenders is often at the heart of the negotiations. Among the tools available, the pledge of shares represents an effective security, enabling a partner to guarantee a debt by using his own shares as collateral. This technique, which...Pledging of receivables: ordinary law, dailly slip and specific features
For a company director, trade receivables often represent a major asset, but their value remains latent until they are paid. However, these receivables can be turned into a lever for financing or a solid guarantee against a buyer. Pledging receivables is the legal mechanism that makes this possible,...Pledging: a complete guide to security interests in intangible property under French law
Pledging is an essential legal mechanism for securing financing, but its complexity can confuse entrepreneurs and managers. It is a powerful guarantee, a security interest in which a debtor hands over an intangible asset, such as a claim or shares in a company, to a creditor in order to secure a loan....Difficulties faced by regulated companies in the EU: the principle of universality of procedures
The failure of a bank or insurance company in another EU country may seem like a distant event. However, because of the interconnection of financial markets, its consequences can spread rapidly across borders and directly affect companies, creditors and policyholders in France....Securing markets and payment systems: guarantee mechanisms in the face of systemic risk
The stability of the global financial system rests on a delicate balance. The extreme interconnectedness between banks, investment firms and market infrastructures means that the failure of a single player can potentially trigger a devastating chain reaction. To prevent this risk, which has been described as systemic, the legislator has introduced...Compensation and protection for customers in the event of bank and insurance company failure
The failure of a bank or insurance company is a dreaded event that can cause legitimate concern among individuals and business owners. Contrary to popular belief, the failure of a financial institution does not mean the automatic loss of client funds or rights. There are mechanisms...Insolvency proceedings for regulated companies: specific legal features in French law
When a company encounters insurmountable financial difficulties, collective procedures such as safeguard, receivership or liquidation offer a legal framework for managing the situation. However, this common law regime, which is well known to entrepreneurs, does not apply as such to players in the financial sector. Banks, insurance companies,...Resolution and recovery procedures for financial institutions: the central role of the supervisory authorities
Managing the crisis of a bank or insurance company is not covered by ordinary bankruptcy law. Faced with the risk of contagion that could destabilise the entire financial system, the public authorities have put in place a specific administrative regime, focused on the prevention and controlled management of insolvencies....Difficulties faced by regulated companies: a complex legal framework between prevention and resolution
When a bank, investment firm or insurance company runs into difficulties, the rules of the game change radically. The ordinary law governing companies in difficulty does not apply in the same way. A specific legal framework, largely influenced by European law, has been put in place to manage such situations.
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