Publications
Card payments: issuance, irrevocability and merchant obligations
By Raphaël MORENON3 August 2025Le paiement par carte bancaire est devenu un geste quotidien, une mécanique si bien huilée qu'on en oublie la complexité juridique sous-jacente. Chaque transaction, qu'elle soit réalisée chez un commerçant de proximité ou sur internet, constitue pourtant un acte engageant plusieurs parties et encadré par des règles précises. Cet acte, qui peut sembler anodin, est en réalité un ordre de paiement dont les implications méritent d'être comprises, tant par les consommateurs que par les professionnels. Notre cabinet observe que de nombreux litiges pourraient être évités par une meilleure connaissance des droits et obligations de chacun. Cet article a pour but d'éclairer les mécanismes de l'émission et de l'irrévocabilité du paiement par carte, un sujet au cœur de notre pratique en droit bancaire et financier, et qui s'inscrit dans le guide juridique complet des cartes de paiement que nous proposons. Le mécanisme de l'ordre de paiement par carte L'acte de payer…
Training
Models
Files
> The practice of seizing propertyA practical, chronological and exhaustive study of the implementation of a property seizure procedure.
We put all our expertise to work to achieve a simple objective: to prevent a property seizure.
Taxation of securitisation in France: issues for securitisation undertakings and investors
Securitisation is a powerful financial engineering tool, making it possible to transform illiquid assets into marketable securities. While understanding the key mechanism of securitisation is a first step, mastering the tax implications is a determining factor both for the entities that use it and for the...Post-IPO support: stabilisation and liquidity contracts
Going public is a decisive step for a company, but the success of the operation is not measured solely on the day of the first listing. The period that follows is just as decisive in building investor confidence and ensuring the company's long-term value.Non-regulated markets: Alternext and Marché Libre for IPOs
Going public is a decisive step in a company's growth, but the road to the financial markets can seem complex. For many small and medium-sized enterprises (SMEs), the requirements of regulated markets are a major obstacle. Fortunately, there are alternatives: Multilateral Trading Facilities (MTFs),...IPO prospectus: legal obligations and responsibilities
The prospectus is the cornerstone of any initial public offering. This dense, regulated document has a dual mission: to inform potential investors and to engage the responsibility of the company going public. Inaccurate information or omissions can have considerable legal and financial consequences....Admission to trading on regulated markets: procedures and conditions
Listing on a regulated market is a decisive step in the life of a company, often marking a transition to a new dimension of growth and recognition. This process, far from being a mere formality, is a demanding one that subjects the company to a set of strict rules designed to...Initial public offering: the complete legal guide for companies
An Initial Public Offering (IPO) is a transformative step for a company, giving it access to the capital markets. Far from being a simple financial operation, it is a complex legal process, requiring meticulous preparation and the involvement of many players. The aim of this article is to...Special movable mortgages: focus on river vessels and aircraft
Under French law, the principle is clear: movable property cannot be mortgaged. This rule, summarised by the adage "meubles n'ont pas de suite par hypothèque", is justified by the very nature of such property. Their mobility makes it difficult, if not impossible, to organise a reliable system of publicity that would allow them to be...The mortgage attached to sentencing judgments: operation and scope in French law
Obtaining a favourable court ruling is a decisive step for a creditor. However, obtaining a judgment does not always guarantee that it will be enforced. Between the time when the judgment is handed down and the time when payment is made, the debtor may organise his insolvency. To avoid this risk, the...Specific legal mortgages: spouses and guardians
Mortgages are most often seen as a tool for creditors, particularly banks, to guarantee repayment of a loan. However, legislators have also been able to use this mechanism to protect vulnerable individuals. Far from guaranteeing a commercial debt,...Special real estate liens: a historical overview and their future after the reforms
Security interests, legal mechanisms designed to guarantee payment of a debt, are a cornerstone of the security of economic transactions. For a long time, special liens on immovable property were a special category of security, directly attached to certain immovable assets of the debtor. Historically, they offered formidable protection to...