Publications
Civil enforcement procedures and seizures in France: complete guide, 2025 reforms and impact on couples
By Raphaël MORENON19 September 2025Unpaid debts, seizures: understand debt recovery and defend your rights. A clear guide for creditors and debtors in France.
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> The practice of seizing propertyA practical, chronological and exhaustive study of the implementation of a property seizure procedure.
We put all our expertise to work to achieve a simple objective: to prevent a property seizure.
Remuneration of IOBSPs and TEG/TAEG: the financial and legal issues for borrowers
The remuneration of a banking and payment services intermediary (IOBSP), whether a broker or agent, is a key issue for any borrower. Far from being a mere technical detail, it has a direct influence on the total cost of credit and can become a source of dispute. The complexity...Banking and payment services intermediaries (IOBSP): a comprehensive guide to their legal obligations and case law
Individuals and businesses wishing to obtain credit or optimise their banking services often turn to an intermediary in banking and payment services (IOBSP). Whether acting as a broker or agent, this professional facilitates the relationship between you and the financial institutions...Non bis in idem and AMF sanctions: combining criminal and administrative proceedings
The legal principle that no one can be tried or punished twice for the same acts, known as "ne bis in idem", is a fundamental guarantee in our legal system. It protects individuals from being punished twice for the same behaviour. However, its application in...Appealing AMF sanctions: understanding judicial review and appeal procedures
For a complete overview of the AMF's remit, sanction categories and enforcement procedures, please consult our comprehensive guide to the AMF's sanctioning powers. When the Autorité des Marchés Financiers (AMF) issues a sanction decision, it is legitimate to ask what avenues are available to...AMF sanction procedure: deciphering the key stages for professionals
The sanction procedure of the Autorité des marchés financiers (AMF) is a major issue for professionals in the financial sector. The AMF has extensive powers to ensure that markets operate smoothly, that savings are protected and that investors are properly informed, whether they are natural persons or legal entities. To find out more...AMF sanctions: distinction and scope of administrative and disciplinary powers
The French financial sector is a complex ecosystem, whose stability and investor protection are ensured by one major player: the Autorité des marchés financiers (AMF). This independent public body has extensive powers to regulate markets, supervise professionals and, where necessary, impose penalties.The AMF's sanctioning powers: a comprehensive guide for financial market participants
The Autorité des marchés financiers (AMF) plays a key role in regulating France's financial markets. Its mission is to protect investors' savings, provide them with transparent information and ensure the smooth operation of these markets. To achieve these objectives, the AMF has the power to impose sanctions...Concerted action and joint control: applications in common law
Long associated with the world of the stock market and takeover bids, concerted action has gradually found its way into ordinary company law. This development, although discreet, is profoundly changing the way we analyse the balance of power within companies, whether listed or not. The key to this transformation...Concerted action and takeover bids: obligations and strategies during the offer period
The announcement of a takeover bid triggers a period of high tension for the companies concerned, their directors and shareholders. At the heart of these strategic transactions lies a fundamental concept of stock market law: action in concert, which can exist even without a formal agreement. A misinterpretation of its mechanisms...Legal presumptions of concerted action: cases and consequences
Proving the existence of action in concert is often a tricky business. By its very nature, an agreement between several shareholders to implement a common strategy is rarely formalised by an explicit contract. To thwart creeping takeovers and ensure transparency on the financial markets, the legislator has therefore...
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